910 Lyell St, Monte Vista, CO 81144 Property Records

Rio Grande County property record for 910 Lyell St, Monte Vista, CO 81144

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,482 sqft · built 2005
Owner	Individual Name on File
Last Sale	$141,400 (May 2018)
Tax Bill	$1,290 (2025)
Deeds & Mortgages	Jun 2016 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R012160`

Property Details

APN / Parcel Number

Primary APN	`R012160`
Alternative APN	`3706115002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,482 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	R012160
Street Address	910 LYELL ST
City	MONTE VISTA
State	CO
Zip	81144-1535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION TIERRA DEL SOL ESTATES PUD FILING #1 LOT 5 BLOCK 13
Legal Range	05
Legal Township	09
Legal Section	03
Legal Subdivision	TIERRA DEL SOL ESTATES PUD FILING #1
Legal Block	13
Legal Lot Number	5
Jurisdiction	RIO GRANDE CO
Township / Civil Division	MONTE VISTA
Census Block Group	2
Census Block	2031
Census Tract	976700

Owner

910 Lyell St is owned and occupied by an individual who bought it in May 2018.

Source: Rio Grande County records, as of February 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	910 LYELL ST, MONTE VISTA, CO 81144-1535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2016	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP
May 1, 2018	Warranty Deed, Transfer · Conventional Mortgage COLORADO HOUSING ENTERPRISES LLC
Mar 9, 2005	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2018 · Amount on File
Deed Sale	May 1, 2018 · Amount on File
Prior Sale	Mar 9, 2005 · Amount on File
Deed Document Number	201800432739
Deed Book / Page	591 / 0015
Record Updated	Jun 8, 2026

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIO GRANDE CO
Property Address	910 LYELL ST, MONTE VISTA, CO 81144-1535
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00581/1502
Date	Jun 15, 2016
Book Page	581/1502
Instrument	201600427088

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2046

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIO GRANDE CO
Recording Date	May 1, 2018
Property Address	910 LYELL ST, MONTE VISTA, CO 81144-1535
Document Number	00591/0015
Book / Page	591 / 0015
Map Reference	DOC379886
Instrument Date	Apr 23, 2018
Instrument	201800432739
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.14
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 FRANKLIN ST, MONTE VISTA, CO 81144-1311

Mortgage

Document Number	201800432740
Date	May 1, 2018
Instrument	201800432740

Lender

Name	COLORADO HOUSING ENTERPRISES LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

March 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIO GRANDE CO
Recording Date	Mar 9, 2005
Property Address	910 LYELL ST, MONTE VISTA, CO 81144-1535
Document Number	00481/0495
Book / Page	481 / 0495
Instrument Date	Mar 7, 2005
Instrument	200500386876
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount on Record
Tax	$2.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 SHERMAN AVE, MONTE VISTA, CO 81144-9450

Mortgage

Document Number	200500386877
Date	Mar 9, 2005
Instrument	200500386877

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	456 Months
Due	Mar 7, 2043

Tax Assessment & Valuation

The 2025 property tax bill for 910 Lyell St was $1,290.

Source: Rio Grande County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Rio Grande County
Municipality	Monte Vista City
Unified School District	Monte Vista School District C-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,290.00	$16,410 Land $1,880 Building $14,530	$262,500 Land $30,000 Building $232,500
2023	$1,076.00 (+25.26%)	$13,601 (+24.35%) Land $1,582 Building $12,019	$203,000 (+28.99%) Land $23,605 Building $179,395
2022	$859.00	$10,938 Land $2,085 Building $8,853	$157,376 Land $30,000 Building $127,376

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 910 Lyell St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Lyell St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTE VISTA serves 4,600 people · EPA ID CO0153600
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ciello Fiber · Fixed Wireless	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Jade Communications Fixed Wireless	500 / 25
Choice Broadband Fixed Wireless	400 / 80
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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