910 Loma Ct, El Cajon, CA 92020 Property Records

San Diego County property record for 910 Loma Ct, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	7 bd · 4 ba · 2,466 sqft · built 2015
Lot Size	0.471 acres (20,537 sqft)
Owner	Individual Name on File
Last Sale	$1,230,000 (Feb 2021)
Tax Bill	$16,894 (2025)
Deeds & Mortgages	Jan 2022 Transfer Oct 2019 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`481-051-44-00`

Property Details

APN / Parcel Number

Primary APN	`481-051-44-00`

Interior

Bedrooms	7 Beds
Full Baths	4 Baths
Building Area	2,466 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	20,537 sqft (0.471 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	910 LOMA CT
City	EL CAJON
State	CA
Zip	92020-2044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	BLK 35 DOC95-233354 IN TR 002122
Legal Subdivision	FLETCHER HILLS
Legal Tract	002122
Legal Block	35
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3008
Census Tract	16201

Owner

910 Loma Ct is owned and occupied by an individual who acquired it in November 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	910 LOMA CT, EL CAJON, CA 92020-2044
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2022	Quit Claim Deed, Transfer Quitclaim
Oct 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 4, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jun 22, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Feb 9, 2021	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 16, 2019	Loan Modification, Mortgage · Line of Credit US BK
Jan 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 9, 2021 · Amount on File
Deed Sale	Feb 9, 2021 · Amount on File
Prior Sale	Oct 1, 2007 · Amount on File
Deed Document Number	2021102389
Last Transfer Date	Nov 16, 2021
Transfer Doc	0000003060
Record Updated	Oct 29, 2026

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 4, 2022
Property Address	910 LOMA CT, EL CAJON, CA 92020-2044
Document Number	0000003060
Map Reference	MAP 2122
Instrument Date	Nov 16, 2021
Instrument	2022-0003060
Transaction Type	Transfer
Record Updated	Jan 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 LOMA CT, EL CAJON, CA 92020-2044

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	910 LOMA CT, EL CAJON, CA 92020-2044
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000476650
Date	Oct 22, 2019
Instrument	2019-0476650

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	910 LOMA CT, EL CAJON, CA 92020-2044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200379
Date	May 4, 2017
Instrument	2017-0200379

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	910 LOMA CT, EL CAJON, CA 92020-2044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000121116
Date	Mar 27, 2018
Instrument	2018-0121116

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	910 LOMA CT, EL CAJON, CA 92020-2044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000255755
Date	Jun 22, 2018
Instrument	2018-0255755

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	910 LOMA CT, EL CAJON, CA 92020-2044
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112904
Date	Mar 29, 2019
Instrument	2019-0112904

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 9, 2021
Property Address	910 LOMA CT, EL CAJON, CA 92020-2044
Document Number	0000102389
Map Reference	MAP 2122
Instrument Date	Jan 8, 2021
Instrument	2021-0102389
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	910 LOMA CT, EL CAJON, CA 92020-2044

Mortgage

Document Number	0000102390
Date	Feb 9, 2021
Instrument	2021-0102390

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	910 LOMA CT, EL CAJON, CA 92020-2044
Document Number	0000476648
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 30, 2019
Title Company	TRICO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	910 LOMA CT EL CAJON CA 920202044, EL CAJON, CA 92020-2044

Mortgage

Document Number	0000476648
Date	Oct 22, 2019
Instrument	476648

Lender

Name	US BK
Type	Bank
Address	OWNENSBORO, KY 42301

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	910 LOMA CT, EL CAJON, CA 92020-2044
Document Number	0000042237
Instrument Date	Jan 21, 2017
Transaction Type	Mortgage
Record Updated	Feb 2, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	910 LOMA CT EL CAJON CA 920202044, EL CAJON, CA 92020-2044

Mortgage

Document Number	0000042237
Date	Jan 27, 2017
Instrument	42237

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 910 Loma Ct was $16,894.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,358,016 (+2%) Land $772,855 Building $585,161
2025	$16,894.00	$1,331,389 Land $757,701 Building $573,688
2023	$15,940.00 (+0.15%)	$1,279,692 Land $728,280 Building $551,412
2022	$15,916.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 910 Loma Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Loma Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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