910 Locust St, Sterling, IL 61081 Property Records

Whiteside County property record for 910 Locust St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.195 acres (8,500 sqft)
Owner	Individual Name on Record
Last Sale	$103,000 (Aug 2020)
Tax Bill	$4,190 (2025)
Deeds & Mortgages	Aug 2020 Transfer Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1121260003`

Property Details

APN / Parcel Number

Primary APN	`1121260003`
Alternative APN	`105903`

Exterior

Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	169 ft deep x 50 ft wide

Location & Zoning

Account Number	105903
Street Address	910 LOCUST ST
City	STERLING
State	IL
Zip	61081-2303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DNSMOR-PENGTON-COE ADD S 1/2 LOT 6 BLK 4 303300X
Legal Subdivision	DNSMOR-PENGTON-COE ADDITION
Legal Block	4
Legal Lot Number	6
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	1
Census Block	1003
Census Tract	1102

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	910 LOCUST ST, STERLING, IL 61081-2303
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 18, 2020	Warranty Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2020 · Amount on Record
Deed Sale	Aug 18, 2020 · Amount on Record
Prior Sale	Oct 29, 2013 · Amount on Record
Deed Document Number	20205110
Prior Transfer Date	Jul 29, 2020
Prior Transfer Doc	0202005109
Record Updated	Sep 20, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 18, 2020
Property Address	910 LOCUST ST, STERLING, IL 61081-2303
Document Number	0000005109
Instrument Date	Jul 29, 2020
Instrument	5109
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 LOCUST ST STERLING IL 610812303, STERLING, IL 61081-2303

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Aug 18, 2020
Property Address	910 LOCUST ST, STERLING, IL 61081-2303
Document Number	0000005110
Instrument Date	Jul 29, 2020
Instrument	5110
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 6TH AVE ROCK FALLS IL 610711615, ROCK FALLS, IL 61071-1615

Mortgage

Document Number	5111
Date	Aug 18, 2020
Instrument	5111

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 17, 2050

Interest

Rate	3.99%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,190.00 (+4.44%)	$48,977 (+6.23%) Land $6,237 Building $42,740
2024	$4,012.00	$46,104 Land $5,871 Building $40,233	$146,931 (+6.23%) Land $18,711 Building $128,220
2023			$138,312 Land $17,613 Building $120,699

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000

May also be available: Rise Broadband, Verizon.

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