910 Locust Ln, Albion, MI 49224 Property Records

Calhoun County property record for 910 Locust Ln, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,313 sqft · built 1978
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Dec 2016)
Tax Bill	$5,911 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-007-610-00`

Property Details

APN / Parcel Number

Primary APN	`51-007-610-00`
Alternative APN	`13-51-007-610-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,313 sqft Living Area
1st Floor Area	2,313 sqft
Basement Area	2,089 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	134 ft deep x 144 ft wide
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	910 LOCUST LN
City	ALBION
State	MI
Zip	49224-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	ALBION CITY, LOCUST LANE SUBDIVISION LOT 10
Legal Subdivision	LOCUST LANE ADDITION
Legal Lot Number	10
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2007
Census Tract	3400

Owner

910 Locust Ln is owned and occupied by an individual who bought it in December 2016.

Source: Calhoun County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	910 LOCUST LN, ALBION, MI 49224-2236
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit HOMESTEAD SAVINGS BANK
Oct 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2016 · Amount on File
Deed Sale	Dec 16, 2016 · Amount on File
Prior Sale	Nov 6, 2006 · Amount on File
Deed Book / Page	4104 / 163
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	910 LOCUST LN, ALBION, MI 49224-2236
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 LOCUST LN, ALBION, MI 49224-2236

Mortgage

Document Number	004598/316
Date	Nov 2, 2021
Book Page	4598/316

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank
Address	LESLIE, MI 49251

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN MI
Property Address	910 LOCUST LN, ALBION, MI 49224-2236
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 LOCUST LN, ALBION, MI 49224-2236

Mortgage

Document Number	004590/734
Date	Oct 12, 2021
Book Page	4590/734

Lender

Name	HOMESTEAD SAVINGS BANK
Type	Bank
Address	ALBION, MI 49224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 910 Locust Ln was $5,911.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,100 (+8.26%)
2025	$5,911.00	$121,100	$262,200 (+8.26%)
2024			$242,200 (+29.38%)
2023		$93,600	$187,200
2022	$4,975.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 910 Locust Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1982–1989)
Most Recent Claim	Jun 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Locust Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Verizon.

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