910 Lobster Ln, Key Largo, FL 33037 Property Records

Monroe County property record for 910 Lobster Ln, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,272 sqft · built 1987
Lot Size	0.231 acres (10,080 sqft)
Owner	Company Name on Record
Last Sale	$800,000 (Jul 2020)
Tax Bill	$12,517 (2025)
Deeds & Mortgages	Feb 2022 Transfer Sep 2021 Line of Credit + 3 more
Flood Zone	Zone AE (high risk)
APN	`00484970-000200`

Property Details

APN / Parcel Number

Primary APN	`00484970-000200`
Alternative APNs	`13623800484970000200` `8661207`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,272 sqft Living Area
1st Floor Area	1,824 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,080 sqft (0.231 acres)
View / Lot	Canal
Garage Type	Covered
Garage Area	1,284 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,038 sqft
Deck Area	1,078 sqft
Patio Area	448 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	8661207
Street Address	910 LOBSTER LN
City	KEY LARGO
State	FL
Zip	33037-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	NWLY 80FT OF TR C AND PT UNNAMED ROW BETWEEN LOT 14 AND TR C REVISED PLAT OF SUNRISE POINT PB3-11 KEY LARGO OR913-1558 OR952-427 OR1257-197 OR1276-606 OR1282-1267 OR1282-1276 169-1997 OR1481-1049 OR2314-2121 OR2363-1318 OR2540-171 OR2693-670 OR2733-1
Legal Range	38E
Legal Township	62S
Legal Section	13
Legal Subdivision	SUNRISE POINT REV
Legal Tract	C
Legal Lot Number	14
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1009
Census Tract	970600

Owner

Source: Monroe County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4100 SW 135TH AVE, MIAMI, FL 33175-3210
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2022	Intrafamily Transfer, Transfer ATTORNEY
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit GTE FCU
Sep 3, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Jul 13, 2020	Warranty Deed, Transfer · Conventional Mortgage SUNWOOD INC
Jul 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 13, 2020 · Amount on Record
Deed Sale	Jul 13, 2020 · Amount on Record
Prior Sale	Jul 13, 2020 · Amount on Record
Deed Document Number	20202272876
Deed Book / Page	3031 / 1430
Last Transfer Date	Aug 19, 2021
Transfer Doc	0031240455
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Feb 3, 2022
Property Address	910 LOBSTER LN, KEY LARGO, FL 33037-3860
Document Number	0031522223
Book / Page	3152 / 2223
Map Reference	MB 3 PG 11
Instrument Date	Dec 14, 2021
Instrument	2359850
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 SW 135TH AVE, MIAMI, FL 33175-3210

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	910 LOBSTER LN, KEY LARGO, FL 33037-3860
Transaction Type	Mortgage
Record Updated	Sep 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 LOBSTER LN, KEY LARGO, FL 33037-3860

Mortgage

Document Number	0031240467
Date	Sep 3, 2021
Book Page	3124/467
Instrument	2338447

Lender

Name	GTE FCU
Type	Credit Union
Address	TAMPA, FL 33602

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Sep 3, 2021
Property Address	910 LOBSTER LN, KEY LARGO, FL 33037-3860
Document Number	0031240455
Book / Page	3124 / 455
Map Reference	MB 3 PG 11
Instrument Date	Aug 19, 2021
Instrument	2338445
Transaction Type	Transfer
Record Updated	Sep 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4100 SW 135TH AVE, MIAMI, FL 33175-3210

Mortgage

Document Number	3124457
Date	Sep 3, 2021
Instrument	3124/457

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 13, 2020
Property Address	910 LOBSTER LN, KEY LARGO, FL 33037-3860
Document Number	0030311430
Book / Page	003031 / 001430
Instrument Date	Jun 22, 2020
Instrument	2272876
Transaction Type	Transfer
Record Updated	Aug 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,600.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4100 SW 135TH AVE MIAMI FL 331753210, MIAMI, FL 33175-3210

Mortgage

Document Number	30311432
Date	Jul 13, 2020
Book Page	003031/001432
Instrument	2272877

Lender

Name	SUNWOOD INC
Address	PO BOX 714, POMPANO BEACH, FL 33061-0714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 13, 2020
Property Address	910 LOBSTER LN, KEY LARGO, FL 33037-3860
Document Number	0030311428
Book / Page	003031 / 001428
Instrument Date	Apr 25, 2020
Instrument	2272875
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$3,325.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14848 SW 108TH TER MIAMI FL 33196, MIAMI, FL 33196

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,517.00 (+7.81%)	$1,419,075 (+17.41%) Land $822,528 Building $596,547	$1,419,075 (+17.41%) Land $822,528 Building $596,547
2024	$11,610.00 (+9.88%)
2023	$10,566.00 (+19.93%)	$1,208,689 (+22.63%) Land $843,091 Building $365,598	$1,208,689 (+22.63%) Land $843,091 Building $365,598
2022	$8,810.00	$985,615 Land $616,896 Building $368,719	$985,615 Land $616,896 Building $368,719

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 272 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	272 in force
Nearby Flood Claims	100 (1981–2024)
Claims Outside the SFHA	9 of 100
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 42 claims Hurricane Wilma, Oct 2005 · 37 claims Hurricane Andrew, Aug 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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