910 Latty St, Defiance, OH 43512 Property Records

Defiance County property record for 910 Latty St, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,891 sqft · built 1940
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jun 2020)
Tax Bill	$2,098 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B011039003500`

Property Details

APN / Parcel Number

Primary APN	`B011039003500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,891 sqft Living Area
Gross Area	3,643 sqft
1st Floor Area	1,488 sqft
Upper Floors Area	403 sqft
Basement Area	806 sqft
Unfinished Basement	806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	144 sqft
Deck Area	120 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	910 LATTY ST
City	DEFIANCE
State	OH
Zip	43512-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH DEFIANCE ADD LOT 24
Legal Subdivision	SOUTH DEFIANCE ADD
Legal Lot Number	24
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	1
Census Block	1040
Census Tract	958700

Owner

910 Latty St is owned and occupied by two individuals who bought it in June 2020.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	910 LATTY ST, DEFIANCE, OH 43512-2939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Deed of Trust, Mortgage · Line of Credit PREMIER BANK
Jun 8, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL BANK OF THE MIDWEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2020 · Amount on File
Deed Sale	Jun 8, 2020 · Amount on File
Prior Sale	Sep 27, 2000 · Amount on File
Deed Document Number	20202467
Deed Book / Page	428 / 2114
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	910 LATTY ST, DEFIANCE, OH 43512-2939
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	CORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 LATTY ST, DEFIANCE, OH 43512-2939

Mortgage

Document Number	00444/1098
Date	Nov 29, 2021
Book Page	444/1098
Instrument	202100006469

Lender

Name	PREMIER BANK
Type	Bank
Address	DEFIANCE, OH 43512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Dec 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Jun 8, 2020
Property Address	910 LATTY ST, DEFIANCE, OH 43512-2939
Document Number	428/2114
Book / Page	428 / 2114
Instrument Date	Jun 8, 2020
Instrument	202000002467
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 LATTY ST, DEFIANCE, OH 43512-2939

Mortgage

Document Number	202000002468
Date	Jun 8, 2020
Instrument	202000002468

Lender

Name	FIRST FEDERAL BANK OF THE MIDWEST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 910 Latty St was $2,098.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Municipality	Defiance City
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,098.00	$55,060 Land $3,910 Building $51,150
2024			$157,310 (%) Land $11,160 Building $146,150
2023	$2,073.00 (+20.31%)	$55,060 (+33.84%) Land $3,910 Building $51,150	$157,313 Land $11,171 Building $146,142
2022	$1,723.00	$41,140 Land $3,910 Building $37,230
2020			$117,540 Land $11,160 Building $106,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 910 Latty St in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1978–2009)
Claims Outside the SFHA	6 of 43
Most Recent Claim	Mar 2009 · river or lake flooding
Claims by Event	Severe Storms & Flooding, Mar 1982 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Latty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFIANCE CITY serves 16,494 people · EPA ID OH2000111
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2022
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
MetaLINK Technologies Fixed Wireless · Fiber in parts of the area	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: RTEC Communications.

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