910 Laguna Seca Ct, Banning, CA 92220 Property Records

Riverside County property record for 910 Laguna Seca Ct, Banning, CA 92220 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.75 ba · 1,456 sqft · built 1996
Lot Size0.12 acres (5,227 sqft)
Owner2 Individual Names on File
Last Sale$368,000 (Nov 2024)
Tax Bill$5,116 (2025)
Deeds & MortgagesMay 2022 Reverse Mortgage
Jan 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN440-070-010

Property Details

APN / Parcel Number

Primary APN440-070-010
Alternative APN
  • 421270047

Interior

Bedrooms2 Beds
Full Baths2.75 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,456 sqft Living Area
Gross Area1,969 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1997
Construction TypeWood
Roof MaterialTile
Lot Area5,227 sqft (0.12 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Old Parcel Number421270047
Street Address910 LAGUNA SECA CT
CityBANNING
StateCA
Zip92220-5320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.12 ACRES M/L IN POR LOTS E & 26 MB 165/069 TR 21479
Legal SubdivisionTRACT NO. 21479
Legal Tract21479
Legal Lot NumberE
JurisdictionRIVERSIDE CA
Township / Civil DivisionSAN GORGONIO PASS
Census Block Group2
Census Block2023
Census Tract43812

Owner

Source: Riverside County records · APN 440-070-010

Assessment roll updated July 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address755 ORO LEAF ST, BEAUMONT, CA 92223-6833
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 31, 2022Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage
OCEAN LENDING HOME LOANS INC
Jan 31, 2018Reverse Mortgage, Mortgage · FHA Mortgage
AMERICAN ADVISORS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 25, 2024 · Amount on Record
Deed SaleNov 25, 2024 · Amount on Record
Prior SaleDec 07, 2016 · Amount on Record
Deed Document Number2024362482
Prior Transfer DateApr 06, 2022
Prior Transfer Doc0000248253
Record UpdatedSep 20, 2026

May 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionRIVERSIDE CA
Recording DateMay 31, 2022
Property Address910 LAGUNA SECA CT, BANNING, CA 92220-5320
Document Number0000248253
Map ReferenceMB 165 PG 69-76
Instrument DateApr 06, 2022
Instrument2022-0248253
Transaction TypeTransfer
Record UpdatedJun 09, 2022
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 LAGUNA SECA CT, BANNING, CA 92220-5320

Mortgage

Document Number0000248254
DateMay 31, 2022
Instrument2022-0248254
Lender
NameOCEAN LENDING HOME LOANS INC
TypeMortgage Company
AddressMISSION VIEJO, CA 92691
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.11%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT
Max Rate9.11%

January 2018: Reverse Mortgage, Mortgage

Document TypeReverse Mortgage
JurisdictionRIVERSIDE CA
Recording DateJan 31, 2018
Property Address910 LAGUNA SECA CT, BANNING, CA 92220-5320
Document Number0000038642
Instrument DateJan 05, 2018
Instrument38642
Transaction TypeMortgage
Record UpdatedFeb 09, 2018

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address910 LAGUNA SECA CT BANNING CA 922205320, BANNING, CA 92220-5320

Mortgage

Document Number38643
DateJan 31, 2018
Instrument38643
Lender
NameAMERICAN ADVISORS
AddressORANGE, CA 92868
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.89%

Mortgage

Document Number38644,
DateJan 31, 2018
Instrument38644
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.89%

Tax Assessment & Valuation

Source: Riverside County records · Assessment roll updated July 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityBanning City
CountyRiverside County
Unified School DistrictBanning Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$375,360 (+2%) Land $93,840 Building $281,520
2025$5,116.00 (+46.26%)$368,000 (+45.69%) Land $92,000 Building $276,000
2023$3,498.00 (+2.16%) Homeowner's exemption$252,592 Land $56,889 Building $195,703
2022$3,424.00
2021$376,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Riverside County (06065C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskModerate
above 61% of the US · above 37% of California
Wildfire LikelihoodAbout 1 in 694 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 697 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: California Internet, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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