910 Joe Bailey St, Royse City, TX 75189 Property Records

Rockwall County property record for 910 Joe Bailey St, Royse City, TX 75189

Property Summary

Property Type	Single Family Home
Details	1,810 sqft · built 2023
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$302,469 (Jun 2023)
Tax Bill	$5,173 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Mar 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3010000A0008000R`

Property Details

APN / Parcel Number

Primary APN	`3010000A0008000R`
Alternative APNs	`R13915` `13915`

Interior

Stories	1 Story
Building Area	1,810 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,810 sqft

Exterior

Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	342 sqft
Porch	Covered Porch

Location & Zoning

Street Address	910 JOE BAILEY ST
City	ROYSE CITY
State	TX
Zip	75189-8202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS, BLOCK A, LOT 8
Legal Subdivision	ADAMS
Legal Tract	8
Legal Block	A
Legal Lot Number	8
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHEAST ROCKWALL
Census Block Group	2
Census Block	2009
Census Tract	40411

Owner

910 Joe Bailey St is owned and occupied by an individual who bought it in June 2023.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	910 JOE BAILEY ST, ROYSE CITY, TX 75189-8202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2022	Deed of Trust, Mortgage · Construction Mortgage DLP LENDING FUND LLC
Mar 31, 2023	Deed of Trust, Mortgage · Commercial Mortgage INDEPENDENT BANK
Jun 27, 2025	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 23, 2023	Vendor's Lien, Transfer · FHA Mortgage BRIGHTON BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2023 · Amount on File
Deed Sale	Jun 23, 2023 · Amount on File
Prior Sale	Sep 10, 2021
Deed Document Number	202310258
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	910 JOE BAILEY ST, ROYSE CITY, TX 75189-8202
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	UNKNOWN, ONTG

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 DALE DR, MCKINNEY, TX 75071-3981
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007343
Date	Apr 1, 2022
Instrument	20220000007343

Lender

Name	DLP LENDING FUND LLC
Type	Non-Lending Institution
Address	BETHLEHEM, PA 18017

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	910 JOE BAILEY ST, ROYSE CITY, TX 75189-8202
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	INDEPENDENCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 DALE DR, MC KINNEY, TX 75071-3981

Mortgage

Document Number	0000005028
Date	Mar 31, 2023
Instrument	20230000005028

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	FARMERSVILLE, TX 75442

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	910 JOE BAILEY ST, ROYSE CITY, TX 75189-8202
Transaction Type	Mortgage
Record Updated	Oct 17, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 JOE BAILEY, ROYSE CITY, TX 75189-8202

Mortgage

Document Number	0000011525
Date	Jun 27, 2025
Instrument	20250000011525

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Jul 1, 2053

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Jun 23, 2023
Property Address	910 JOE BAILEY ST, ROYSE CITY, TX 75189-8202
Document Number	0000010258
Map Reference	VOL 17 PG 681
Instrument Date	Jun 7, 2023
Instrument	20230000010258
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	INDEPENDENCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 JOE BAILEY, ROYSE CITY, TX 75189-8202

Mortgage

Document Number	0000010259
Date	Jun 23, 2023
Instrument	20230000010259

Lender

Name	BRIGHTON BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 910 Joe Bailey St was $5,173 with a homeowner's exemption, down 5.7% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Royse City
Unified School District	Royse City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,564 (-2.1%) Land $63,360 Building $262,204	$325,564 (-2.1%) Land $63,360 Building $262,204
2025	$5,173.00 (-5.71%) Homeowner's exemption	$332,549 Land $70,400 Building $262,149	$332,549 Land $70,400 Building $262,149
2024	$5,486.00
2023		$70,400 (+1%) Land $70,400	$70,400 (+1%) Land $70,400
2022		$64,000 Land $64,000	$64,000 Land $64,000
2021	$972.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 910 Joe Bailey St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Joe Bailey St is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROYSE CITY serves 24,313 people · EPA ID TX1990002
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Peoples Communications Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, Wi-Five Broadband.

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