910 Jerome St, Midland, MI 48640 Property Records

Midland County property record for 910 Jerome St, Midland, MI 48640

Property Summary

Property Type	Single Family Home
Details	6 bd · 1.5 ba · 1,948 sqft · built 1920
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (May 2026)
Tax Bill	$2,118 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jan 2013 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-70-740`

Property Details

APN / Parcel Number

Primary APN	`14-16-70-740`

Interior

Bedrooms	6 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,948 sqft Living Area
Gross Area	1,504 sqft
1st Floor Area	1,060 sqft
Basement Area	916 sqft
Unfinished Basement	1,060 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	104 ft deep x 70 ft wide
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	910 JEROME ST
City	MIDLAND
State	MI
Zip	48640-4367
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-3
Legal Description	LOT 17 BLK F ASSRS PLAT NO 1 AND THE N 10.6' OF LOT 18
Legal Subdivision	ASSRS 1 - MIDLAND
Legal Block	F
Legal Lot Number	17-18
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2019
Census Tract	290100

Owner

910 Jerome St is owned and occupied by an individual who bought it in May 2026.

Source: Midland County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	710 KENNY CT, MIDLAND, MI 48640-6429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2022	Deed of Trust, Mortgage · Line of Credit WILDFIRE CU
Jan 15, 2013	Deed of Trust, Mortgage · Line of Credit MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2026 · Amount on File
Deed Sale	May 13, 2026 · Amount on File
Deed Document Number	20264675
Deed Book / Page	2026 / 4675
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	910 JEROME ST, MIDLAND, MI 48640-4367
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 JEROME ST, MIDLAND, MI 48640-4367

Mortgage

Document Number	0001661/53
Date	Oct 27, 2022
Book Page	1661/53

Lender

Name	WILDFIRE CU
Type	Credit Union
Address	SAGINAW, MI 48605

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Oct 17, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	910 JEROME ST, MIDLAND, MI 48640-4367
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 JEROME ST, MIDLAND, MI 48640-4367

Mortgage

Document Number	01562/00442
Date	Jan 15, 2013
Book Page	01562/00442

Lender

Name	MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
Type	Seller
Address	735 E MICHIGAN AVE, LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount on Record

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 13, 2026
Property Address	910 JEROME ST, MIDLAND, MI 48640-4367
Document Number	0000004675
Book / Page	2026 / 4675
Instrument Date	May 7, 2026
Instrument	2026.4675
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185,587.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 KENNY CT, MIDLAND, MI 48640-6429

Mortgage

Document Number	0000004676,
Date	May 13, 2026
Instrument	2026..4676

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	May 13, 2026
Property Address	910 JEROME ST, MIDLAND, MI 48640-4367
Document Number	2026R04675
Book / Page	2026 / 4675
Instrument Date	May 7, 2026
Instrument	20264675
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$185,587.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 KENNY CT, MIDLAND, MI 48640-6429
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004676,
Date	May 13, 2026
Instrument	20264676

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 910 Jerome St was $2,118 with a homeowner's exemption, up 1% from the year before.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,500 (+61.43%)	$267,000 (+61.43%)
2025	$2,118.00 (+1.05%) Homeowner's exemption	$82,700	$165,400
2024	$2,096.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 910 Jerome St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 910 Jerome St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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