Osceola County property record for 910 Illinois Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,350 sqft · built 1990 |
| Lot Size | 0.169 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,365 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Jul 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 022630001800010010 |
| Primary APN | 022630001800010010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,350 sqft Heated Area |
| Gross Area | 1,998 sqft |
| 1st Floor Area | 1,350 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Exterior Material | Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.169 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Finished |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 312 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 910 ILLINOIS AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-3466 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | C & G SUBDIVISION PB 6 PG 42 LOT 1 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 02 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 18 |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 43500 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 910 ILLINOIS AVE, SAINT CLOUD, FL 34769-3466 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage GOODMORTGAGE.COM |
| Jul 24, 2018 | Loan Modification, Mortgage · FHA Mortgage RUSHMORE LN MGMT SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2023 |
| Deed Sale | Feb 8, 2023 |
| Prior Sale | Jul 25, 2007 · Amount on Record |
| Deed Document Number | 2014146947 |
| Deed Book / Page | 4676 / 1554 |
| Prior Transfer Date | Oct 6, 2014 |
| Prior Transfer Doc | 2014146947 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 910 ILLINOIS AVE, SAINT CLOUD, FL 34769-3466 |
| Document Number | 0056601444 |
| Instrument Date | Dec 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 910 ILLINOIS AVE ST CLOUD FL 347693466, ST CLOUD, FL 34769-3466 |
| Document Number | 0056601444 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 005660/001444 |
| Instrument | 9527 |
| Name | GOODMORTGAGE.COM |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 910 ILLINOIS AVE, SAINT CLOUD, FL 34769-3466 |
| Document Number | 0054050666 |
| Instrument Date | Jul 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 10, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 910 ILLINOIS AVE ST CLOUD FL 347693466, ST CLOUD, FL 34769-3466 |
| Document Number | 0054050666 |
|---|---|
| Date | Sep 24, 2018 |
| Book Page | 005405/000666 |
| Instrument | 142722 |
| Name | RUSHMORE LN MGMT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | FARMERS BRANCH, TX 75234 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2048 |
| Rate | 4.5% |
|---|
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,365.00 (+7.91%) Homeowner's exemption | $119,145 (+5.99%) | $268,500 (+12.11%) Land $46,800 Building $221,700 |
| 2023 | $1,265.00 (+4.81%) Homeowner's exemption | $112,416 (+3%) | $239,500 (+18.04%) Land $42,500 Building $197,000 |
| 2022 | $1,207.00 Homeowner's exemption | $109,142 | $202,900 Land $35,100 Building $167,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1983–2003) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 458 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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