910 Harmon Gulch Rd, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 910 Harmon Gulch Rd, Boulder Creek, CA 95006

Property Summary

Property Type	Recreational Vacant Land
Details	6 bd · 3.5 ba · 6,932 sqft · built 1991
Lot Size	35.7 acres (1,556,573 sqft)
Owner	Company Name on Record
Last Sale	$2,000,000 (Aug 2017)
Tax Bill	$42,099 (2025)
Deeds & Mortgages	Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`089-091-24`

Property Details

APN / Parcel Number

Primary APN	`089-091-24`
Alternative APN	`089-091-24-000`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	6,932 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Contemporary
Exterior Material	Wood
Construction Type	Wood
Roof Material	Tile
Lot Area	1,556,573 sqft
Terrain	Steep
View / Lot	Mountain
Garage Type	Attached
Garage Area	770 sqft
Parking Spaces	3 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	1,930 sqft
Patio Area	1,930 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	910 HARMON GULCH RD
City	BOULDER CREEK
State	CA
Zip	95006-9559
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	SU
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	3
Census Block	3036
Census Tract	120500

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	580 CALIFORNIA ST, SAN FRANCISCO, CA 94104-1000
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2017 · Amount on Record
Deed Sale	Aug 29, 2017 · Amount on Record
Deed Document Number	201728654
Prior Transfer Date	Aug 2, 1996
Prior Transfer Doc	0000049594
Record Updated	Oct 29, 2026

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 29, 2017
Property Address	910 HARMON GULCH RD, BOULDER CREEK, CA 95006-9559
Document Number	0000028654
Instrument Date	Aug 24, 2017
Instrument	2017-0028654
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	580 CALIFORNIA ST, SAN FRANCISCO, CA 94104-1000

Mortgage

Document Number	0000028655
Date	Aug 29, 2017
Instrument	2017-0028655

Lender

Name	SILICON VALLEY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.75%
Index	1-Year LIBOR
Max Rate	8.75%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,321,172 (+2%) Land $1,247,630 Building $1,073,542
2025	$42,099.00 (+2.18%)	$2,275,659 (+4.04%) Land $1,223,167 Building $1,052,492
2023	$41,199.00 (+63.69%)	$2,187,293 Land $1,175,670 Building $1,011,623	$2,020,230
2022	$25,169.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	18 (1982–2000)
Claims Outside the SFHA	4 of 18
Most Recent Claim	Feb 2000 · other causes
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 9 claims Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Surfnet Communications Fixed Wireless	100 / 20
Ridge Wireless Fixed Wireless	60 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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