910 Harbor Town Dr, Elgin, IL 60123 Property Records

Kane County property record for 910 Harbor Town Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,655 sqft · built 1991
Lot Size	0.174 acres (7,597 sqft)
Owner	2 Individual Names on File
Last Sale	$339,000 (Feb 2024)
Tax Bill	$7,461 (2025)
Deeds & Mortgages	Feb 2024 Sale Oct 2023 Foreclosure + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-28-277-004`

Property Details

APN / Parcel Number

Primary APN	`06-28-277-004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,655 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Split Level
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,597 sqft (0.174 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	910 HARBOR TOWN DR
City	ELGIN
State	IL
Zip	60123-6510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENS OF COLLEGE GREEN UNIT 1 LOT 913
Legal Subdivision	COLLEGE GREEN
Legal Block	3
Legal Lot Number	913
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3011
Census Tract	851908

Owner

910 Harbor Town Dr is owned and occupied by two individuals who bought it in February 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	910 HARBOR TOWN DR, ELGIN, IL 60123-6510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer PROPER TITLE LLC
Oct 2, 2023	Sheriff's Deed, Foreclosure
Aug 2, 2019	Warranty Deed, Transfer · FHA Mortgage OCMBC INC
Nov 27, 2017	Grant Deed, Transfer OS NATIONAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2024 · Amount on File
Deed Sale	Feb 5, 2024 · Amount on File
Prior Sale	Oct 2, 2023
Deed Document Number	20243869
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 5, 2024
Property Address	910 HARBOR TOWN DR, ELGIN, IL 60123-6510
Document Number	0000003869
Map Reference	DOC 90K39391
Instrument Date	Jan 16, 2024
Instrument	2024K003869
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	PROPER TITLE LLC

Transaction

Amount	Amount on Record
Tax	$339.00
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	910 HARBOR TOWN DR, ELGIN, IL 60123-6510

October 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	KANE IL
Recording Date	Oct 2, 2023
Property Address	910 HARBOR TOWN DR, ELGIN, IL 60123-6510
Document Number	0000034242
Map Reference	DOC 90K-39391
Instrument Date	Sep 13, 2023
Instrument	2023K034242
Transaction Type	Foreclosure
Record Updated	Oct 11, 2023

Transaction

Amount	Amount on Record
Tax	$245.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	581 MEADOWVIEW DR, WEST CHICAGO, IL 60185-5154

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 2, 2019
Property Address	910 HARBOR TOWN DR, ELGIN, IL 60123-6510
Document Number	0000034452
Instrument Date	Jul 16, 2019
Instrument	34452
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$327.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	910 HARBOR TOWN DR ELGIN IL 601236510, ELGIN, IL 60123-6510

Mortgage

Document Number	34453
Date	Aug 2, 2019
Instrument	34453

Lender

Name	OCMBC INC
Address	IRVINE, CA 92612

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Nov 27, 2017
Property Address	910 HARBOR TOWN DR, ELGIN, IL 60123-6510
Document Number	0000061663
Instrument Date	Nov 9, 2017
Instrument	61663
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

The 2025 property tax bill for 910 Harbor Town Dr was $7,461.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,461.00	$105,799 (+8.57%) Land $28,368 Building $77,431	$317,524 (+8.57%) Land $85,138 Building $232,386
2024		$97,448 Land $26,129 Building $71,319	$292,461 Land $78,418 Building $214,043
2022	$6,440.00 (+4.55%) Homeowner's exemption	$80,275 (+6.96%) Land $21,525 Building $58,750	$240,825 (+6.96%) Land $64,575 Building $176,250
2021	$6,160.00 Homeowner's exemption	$75,051 Land $20,124 Building $54,927	$225,153 Land $60,372 Building $164,781

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 910 Harbor Town Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 910 Harbor Town Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Metronet.

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