910 Gregory Way, Winnebago, IL 61088 Property Records

Winnebago County property record for 910 Gregory Way, Winnebago, IL 61088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,383 sqft · built 1995
Lot Size	94 acres (4,095,511 sqft)
Owner	Company Name on Record
Last Sale	$275,000 (May 2021)
Tax Bill	$7,479 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Feb 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`520A140`

Property Details

APN / Parcel Number

Primary APN	`520A140`
Alternative APN	`1416253004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	4,383 sqft Living Area
1st Floor Area	1,279 sqft
Basement Area	1,279 sqft
Finished Basement	1,279 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Multi-Level
Exterior Material	Brick
Construction Type	Frame
Lot Area	4,095,511 sqft
Garage Area	724 sqft
Driveway	Driveway
Deck Area	196 sqft
Patio Area	536 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	910 GREGORY WAY
City	WINNEBAGO
State	IL
Zip	61088-9596
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENLEE ESTATES NO 1 BNG PT NE1/4 SEC16-26-11 LOT 20
Legal Subdivision	GREENLEE ESTATES NO 1
Legal Lot Number	20
Jurisdiction	WINNEBAGO IL
Township / Civil Division	WINNEBAGO
Census Block Group	3
Census Block	3039
Census Tract	4200

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	910 GREGORY WAY, WINNEBAGO, IL 61088-9596
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Warranty Deed, Transfer · Conventional Mortgage MIDWEST COMMUNITY BANK
Feb 5, 2021	Deed, Transfer · Conventional Mortgage BLACKHAWK BANK
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage DENNIS SECARA
Jan 3, 2018	Loan Modification, Mortgage · Line of Credit PNC BK
May 18, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Feb 5, 2021 · Amount on Record
Deed Document Number	202118670
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 28, 2021
Property Address	910 GREGORY WAY, WINNEBAGO, IL 61088-9596
Document Number	0000018670
Map Reference	PB 39 PG 195B
Instrument Date	May 27, 2021
Instrument	2118670
Transaction Type	Transfer
Record Updated	Jun 23, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	910 GREGORY WAY, WINNEBAGO, IL 61088-9596

Mortgage

Document Number	0000018671
Date	May 28, 2021
Instrument	2118671

Lender

Name	MIDWEST COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	2.88%

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Feb 5, 2021
Property Address	910 GREGORY WAY, WINNEBAGO, IL 61088-9596
Document Number	0000004559
Map Reference	PB 39 PG 195B
Instrument Date	Feb 3, 2021
Instrument	2104559
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 GREGORY WAY, WINNEBAGO, IL 61088-9596

Mortgage

Document Number	0000004560
Date	Feb 5, 2021
Instrument	2104560

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	9.35%
Index	1-Year CMT

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	910 GREGORY WAY, WINNEBAGO, IL 61088-9596
Document Number	0000002774
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 GREGORY WAY WINNEBAGO IL 610889596, WINNEBAGO, IL 61088-9596

Mortgage

Document Number	0000002774
Date	Jan 22, 2021
Instrument	2774

Lender

Name	DENNIS SECARA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WINNEBAGO IL
Property Address	910 GREGORY WAY, WINNEBAGO, IL 61088-9596
Document Number	0001021860
Instrument Date	Jan 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	910 GREGORY WAY WINNEBAGO IL 610889596, WINNEBAGO, IL 61088-9596

Mortgage

Document Number	0001021860
Date	Aug 1, 2018
Instrument	1021860

Lender

Name	PNC BK
Type	Bank
Address	BRECKSVILLE, OH 44141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 31, 2043

Interest

Rate Type	Adjustable Rate

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	May 18, 2017
Property Address	910 GREGORY WAY, WINNEBAGO, IL 61088-9596
Document Number	0001015075
Instrument Date	May 17, 2017
Instrument	1015075
Transaction Type	Transfer
Record Updated	Jun 2, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	910 GREGORY WAY WINNEBAGO IL 610889596, WINNEBAGO, IL 61088-9596

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Winnebago Township
Municipality	Winnebago Village
Unified School District	Winnebago Community Unit School District 323 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,479.00	$96,402 (+31.48%) Land $14,168 Building $82,234	$289,206 (+31.48%) Land $42,504 Building $246,702
2022	Homeowner's exemption	$73,318 Land $10,884 Building $62,434	$219,954 Land $32,652 Building $187,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNEBAGO serves 2,940 people · EPA ID IL2010500
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silo Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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