910 Grace St, Kings Mountain, NC 28086 Property Records

Cleveland County property record for 910 Grace St, Kings Mountain, NC 28086

Property Summary

Property Type	Single Family Home
Details	1,998 sqft · built 2023
Lot Size	0.265 acres (11,550 sqft)
Owner	Individual Name on Record
Last Sale	$231,000 (Dec 2021)
Tax Bill	$2,886 (2026)
Deeds & Mortgages	Feb 2025 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1344103`

Property Details

APN / Parcel Number

Primary APN	`1344103`
Alternative APN	`9165`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	3 Stories
Building Area	1,998 sqft Finished Area
Upper Floors Area	1,247 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Lot Area	11,550 sqft (0.265 acres)
Lot Dimensions	154 ft deep x 75 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1344103
Street Address	910 GRACE ST
City	KINGS MOUNTAIN
State	NC
Zip	28086-2164
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LTS#59-61 L A KISE SD PB1-36
Legal Subdivision	L A KISE
Legal Block	5
Legal Lot Number	59-61
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1022
Census Tract	950500

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	912 GRACE ST, KINGS MOUNTAIN, NC 28086-2164
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME
Dec 29, 2021	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
Jul 20, 2021	Warranty Deed, Transfer · Commercial Mortgage ALL PRO FUNDING V LLC
Jul 13, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Dec 29, 2021 · Amount on Record
Deed Document Number	2021200066482
Deed Book / Page	1861 / 2189
Record Updated	Oct 29, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND NC
Property Address	910 GRACE ST, KINGS MOUNTAIN, NC 28086-2164
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 GRACE ST, KINGS MOUNTAIN, NC 28086-2164

Mortgage

Document Number	0019390673
Date	Feb 7, 2025
Book Page	1939/673
Instrument	200109972

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPME
Type	Non-Lending Institution
Address	451 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	323 Months
Due	Jan 1, 2052

December 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Dec 29, 2021
Property Address	910 GRACE ST, KINGS MOUNTAIN, NC 28086-2164
Document Number	0018611496
Book / Page	1861 / 1496
Map Reference	MB 1 PG 36
Instrument Date	Dec 28, 2021
Instrument	200066367
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022
Title Company	INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3514 SAVANNAH WAY, 3514, MONROE, NC 28110-7636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	912 GRACE ST, KINGS MOUNTAIN, NC 28086-2164

Mortgage

Document Number	0018611498
Date	Dec 29, 2021
Instrument	1861/1498

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Mortgage

Document Number	0018612602
Date	Jan 4, 2022
Book Page	1861/2602
Instrument	200066571

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 20, 2021
Property Address	910 GRACE ST, KINGS MOUNTAIN, NC 28086-2164
Document Number	0018462195
Book / Page	1846 / 2195
Instrument Date	Jul 19, 2021
Instrument	200058387
Transaction Type	Transfer
Record Updated	Aug 22, 2022
Title Company	INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$144.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8508 PARK RD # 133, 8508, CHARLOTTE, NC 28210-5803

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3514 SAVANNAH WAY, MONROE, NC 28110-7636
Investor	Possibly a Property Investor

Mortgage

Document Number	0018462197
Date	Jul 20, 2021
Instrument	1846/2197

Lender

Name	ALL PRO FUNDING V LLC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jul 13, 2021
Property Address	910 GRACE ST, KINGS MOUNTAIN, NC 28086-2164
Document Number	0018460286
Book / Page	1846 / 286
Instrument Date	Jul 12, 2021
Instrument	200058010
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Tax	$80.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 COUNTRY CLUB ACRES, 413, KINGS MOUNTAIN, NC 28086-4611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8508 PARK RD # 133, 133, CHARLOTTE, NC 28210-5803
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Kings Mountain City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,886.00 (+1.26%)	$278,137 (-) Land $19,312 Building $258,825	$278,137 (-) Land $19,312 Building $258,825
2025	$2,850.00	$278,137 (+37.17%) Land $19,312 Building $258,825	$278,137 (+37.17%) Land $19,312 Building $258,825
2023		$202,763 Land $9,270 Building $193,493	$202,763 Land $9,270 Building $193,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KINGS MOUNTAIN serves 14,784 people · EPA ID NC0123020
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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