910 Gardner Rd, Dayton, OH 45429 Property Records

Montgomery County property record for 910 Gardner Rd, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,498 sqft · built 1952
Lot Size	0.194 acres (8,468 sqft)
Owner	Individual Name on File
Last Sale	$136,500 (Jun 2007)
Tax Bill	$3,952 (2024)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64-01112-0098`

Property Details

APN / Parcel Number

Primary APN	`N64-01112-0098`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,498 sqft Living Area
Gross Area	1,750 sqft
1st Floor Area	888 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,468 sqft (0.194 acres)
Lot Dimensions	110 ft deep x 77 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Carport
Garage Area	324 sqft
Carport	Carport
Carport Area	324 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	252 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	910 GARDNER RD
City	DAYTON
State	OH
Zip	45429-4569
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	476 H C HUBER 18
Legal Subdivision	H C HUBER 18
Legal Lot Number	98
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2009
Census Tract	20700

Owner

910 Gardner Rd is owned by an individual who bought it in June 2007.

Source: Montgomery County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 11060, ORANGE, CA 92856-8160
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2007 · Amount on File
Deed Sale	Jun 4, 2007 · Amount on File
Prior Sale	Jul 2, 1998 · Amount on File
Deed Document Number	200746787
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	910 GARDNER RD, DAYTON, OH 45429-4569
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 GARDNER RD, DAYTON, OH 45429-4569
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038234
Date	Jul 27, 2023
Instrument	202300038234

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,640 Land $14,530 Building $47,110	$176,120 Land $41,510 Building $134,610
2024	$3,952.00 (+2.92%)
2023	$3,840.00 (+8.87%)	$61,640 (+37.8%) Land $14,530 Building $47,110	$176,120 Land $41,510 Building $134,610
2022	$3,527.00	$44,730 Land $10,530 Building $34,200
2020			$127,780 Land $30,080 Building $97,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 910 Gardner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 910 Gardner Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20