Charlotte County property record for 910 Francesca Ct, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,802 sqft · built 1998 |
| Lot Size | 0.229 acres (9,994 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $395,000 (Aug 2007) |
| Tax Bill | $10,632 (2025) |
| Deeds & Mortgages | Sep 2025 Transfer Sep 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 412212455007 |
| Primary APN | 412212455007 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,802 sqft Living Area |
| Gross Area | 2,435 sqft |
| 1st Floor Area | 1,802 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 9,994 sqft (0.229 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 324 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 213 sqft |
| Loading Dock | 210 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00948230000008 |
|---|---|
| Street Address | 910 FRANCESCA CT |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-6631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC7 BLK83 LT 26 300/402 382/386 740/1782 939/1862 939/1870 1231/1883-91 1530/1922 1597/338 1699/817 1721/1894 1915/1320 2271/1141 3202/1642 |
| Legal Range | 22E |
| Legal Township | 41S |
| Legal Section | 12 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 83 |
| Legal Lot Number | 26 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10402 |
Source: Charlotte County records, as of June 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 910 FRANCESCA CT, PUNTA GORDA, FL 33950-6631 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Sep 26, 2025 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Sep 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOFI LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2007 · Amount on Record |
| Deed Sale | Aug 22, 2007 · Amount on Record |
| Prior Sale | Jul 22, 2003 · Amount on Record |
| Deed Document Number | 20071696566 |
| Deed Book / Page | 3202 / 1642 |
| Last Transfer Date | Sep 17, 2025 |
| Transfer Doc | 0003571952 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Sep 26, 2025 |
| Property Address | 910 FRANCESCA CT, PUNTA GORDA, FL 33950-6631 |
| Document Number | 0003571952 |
| Map Reference | MB 7 PG 48A-48G |
| Instrument Date | Sep 17, 2025 |
| Instrument | 3571952 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 910 FRANCESCA CT, PUNTA GORDA, FL 33950-6631 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 910 FRANCESCA CT, PUNTA GORDA, FL 33950-6631 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 910 FRANCESCA CT, PUNTA GORDA, FL 33950-6631 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 910 FRANCESCA CT, PUNTA GORDA, FL 33950-6631 |
| Document Number | 0046351949 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 4635/1949 |
| Instrument | 2854749 |
| Name | SOFI LENDING CORP |
|---|---|
| Type | Lending Institution |
| Address | SALT LAKE CITY, UT 84121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jun 1, 2050 |
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,632.00 (+0.03%) | $558,543 (+9.02%) Land $283,900 Building $274,643 | $558,543 (-5.76%) Land $283,900 Building $274,643 |
| 2024 | $10,629.00 (+4.37%) | $512,328 (+1%) | $592,669 (+0.45%) Land $334,000 Building $258,669 |
| 2023 | $10,184.00 (+9.95%) | $465,753 (-20.31%) | $590,017 (+0.95%) Land $334,000 Building $256,017 |
| 2022 | $9,262.00 | $584,475 Land $236,300 Building $348,175 | $584,475 Land $236,300 Building $348,175 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 490 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 789 units insured incl. 299 condo units |
| Nearby Flood Claims | 103 (1986–2024) |
| Most Recent Claim | Nov 2024 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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