910 Florence Ave, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 910 Florence Ave, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 900 sqft · built 1930
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$452,000 (Mar 2026)
Tax Bill	$6,793 (2025)
Deeds & Mortgages	Oct 2024 Mortgage Mar 2026 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`50-00042-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`50-00042-0000-00001`
Alternative APNs	`500004200001` `388`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	900 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Deck Area	450 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	388
Street Address	910 FLORENCE AVE
City	UNION BEACH
State	NJ
Zip	07735-2537
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Description	ALSO LOT 2 NIT 1A
Legal Subdivision	UNION BEACH
Legal Block	42
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	2
Census Block	2019
Census Tract	801800

Owner

910 Florence Ave is owned and occupied by two individuals who bought it in March 2026.

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	910 FLORENCE AVE, UNION BEACH, NJ 07735-2537
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 12, 2026	Deed, Transfer · FHA Mortgage ADVISORS MORTGAGE GROUP LLC
Dec 19, 2023	Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 17, 2019	Quit Claim Deed, Transfer ADVISORS MTG
Oct 5, 2018	Quit Claim Deed, Transfer COMMONWEALTH LAND TITLE INSURANCE
Nov 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 12, 2026 · Amount on File
Deed Sale	Mar 12, 2026 · Amount on File
Prior Sale	Dec 19, 2023 · Amount on File
Deed Document Number	202621083
Deed Book / Page	9783 / 8590
Prior Transfer Date	Oct 2, 2019
Prior Transfer Doc	0093745745
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	910 FLORENCE AVE, UNION BEACH, NJ 07735-2537
Transaction Type	Mortgage
Record Updated	Apr 8, 2026
Title Company	AMROCK LLC RESIDENTIAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0097075833
Date	Oct 7, 2024
Book Page	9707/5833
Instrument	2024069866

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 12, 2026
Property Address	910 FLORENCE AVE, UNION BEACH, NJ 07735-2537
Document Number	0097838590
Book / Page	9783 / 8590
Instrument Date	Mar 2, 2026
Instrument	2026021083
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	NORTH STAR TITLE AGENCY INC, NORTH STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,714.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	22 SHOREHAVEN TRAILER PARK, HAZLET, NJ 07730-2422

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	910 FLORENCE AVE, UNION BEACH, NJ 07735-2537

Mortgage

Document Number	2026021084
Date	Mar 12, 2026
Instrument	2026021084

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 19, 2023
Property Address	910 FLORENCE AVE, UNION BEACH, NJ 07735-2537
Document Number	0096717607
Book / Page	9671 / 7607
Instrument Date	Oct 31, 2023
Instrument	2023088022
Transaction Type	Transfer
Record Updated	Jan 11, 2024
Title Company	AMROCK INC, AMROCK LLC

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 FLORENCE AVE, UNION BEACH, NJ 07735-2537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 FLORENCE AVE, UNION BEACH, NJ 07735-2537

Mortgage

Document Number	2023088023
Date	Dec 19, 2023
Instrument	2023088023

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2053

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 17, 2019
Property Address	910 FLORENCE AVE, UNION BEACH, NJ 07735-2537
Document Number	0000097829
Book / Page	009374 / 005745
Instrument Date	Oct 2, 2019
Instrument	97829
Transaction Type	Transfer
Record Updated	Nov 19, 2020
Title Company	ARBOR TITLE, ARBOR TITLE SVCS

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 FLORENCE AVE UNION BEACH NJ 077352537, UNION BEACH, NJ 07735-2537

Mortgage

Document Number	97830
Date	Oct 17, 2019
Book Page	009374/005751
Instrument	97830

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 5, 2018
Property Address	910 FLORENCE AVE, UNION BEACH, NJ 07735-2537
Document Number	0000098648
Book / Page	009315 / 002678
Instrument Date	Sep 24, 2018
Instrument	98648
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	COMMONWEALTH LAND TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	910 FLORENCE AVE UNION BEACH NJ 077352537, UNION BEACH, NJ 07735-2537

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	910 FLORENCE AVE, UNION BEACH, NJ 07735-2537
Document Number	0000122056
Book / Page	009263 / 007259
Instrument Date	Nov 17, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018
Title Company	RMS TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	904 7TH ST UNION BEACH NJ 077352865, UNION BEACH, NJ 07735-2865

Mortgage

Document Number	0000122056
Date	Dec 18, 2017
Book Page	009263/007259
Instrument	122056

Lender

Name	FINANCE OF AMERICA MTG
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 17, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 910 Florence Ave was $6,793, up 15.1% from the year before.

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,500 (+14.15%) Land $205,900 Building $155,600	$361,500 (+14.15%) Land $205,900 Building $155,600
2025	$6,793.00 (+15.06%)	$316,700 Land $186,900 Building $129,800	$316,700 Land $186,900 Building $129,800
2024	$5,904.00
2023		$261,300 (+17.7%) Land $141,500 Building $119,800	$261,300 (+17.7%) Land $141,500 Building $119,800
2022	$5,063.00 (+12.04%)	$222,000 Land $113,200 Building $108,800	$222,000 Land $113,200 Building $108,800
2021	$4,519.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 910 Florence Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 256 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	268 units insured incl. 12 condo units
Nearby Flood Claims	363 (1978–2022)
Claims Outside the SFHA	24 of 363
Most Recent Claim	Dec 2022 · tidal / storm surge
Claims by Event	Hurricane Sandy, Nov 2012 · 267 claims Severe Storms And Flooding, Mar 2010 · 15 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 44 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Florence Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 677 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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