910 Elm St, Winneconne, WI 54986 Property Records

Winnebago County property record for 910 Elm St, Winneconne, WI 54986

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on Record
Tax Bill	$3,436 (2024)
Deeds & Mortgages	Aug 2026 Line of Credit Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`191-1149`

Property Details

APN / Parcel Number

Primary APN	`191-1149`
Alternative APN	`39688`

Exterior

Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	39688
Street Address	910 ELM ST
City	WINNECONNE
State	WI
Zip	54986-9315
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUGHLINS ADD TO WINNECONNE LOT 14 .27 A.
Legal Range	15E
Legal Township	19N
Legal Section	17
Legal Subdivision	COUGHLINS ADD TO WINNECONNE
Legal Lot Number	14
Jurisdiction	WINNEBAGO WI
Township / Civil Division	WINNECONNE
Census Block Group	4
Census Block	4038
Census Tract	2201

Owner

Source: Winnebago County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	910 ELM ST, WINNECONNE, WI 54986-9315
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit CAPITAL CREDIT UNION
Mar 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 22, 2012
Transfer Doc	0001609222
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Recording Date	Aug 11, 2026
Property Address	910 ELM ST, WINNECONNE, WI 54986-9315
Document Number	0001973025
Instrument Date	Aug 7, 2026
Instrument	20261973025
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 ELM ST, WINNECONNE, WI 54986-9315

Mortgage

Document Number	0001973025,
Date	Aug 11, 2026
Instrument	20261973025

Lender

Name	CAPITAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO WI
Property Address	910 ELM ST, WINNECONNE, WI 54986-9315
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001877688
Date	Mar 14, 2022
Instrument	1877688

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Winnebago County
Municipality	Winneconne Village
Unified School District	Winneconne Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$165,300 (-) Land $24,500 Building $140,800
2024	$3,436.00 (+3.96%)
2023	$3,305.00 (+6.37%) Homeowner's exemption	$165,300 (-) Land $24,500 Building $140,800	$198,597 (+16.71%) Land $29,435 Building $169,162
2022	$3,107.00 Homeowner's exemption	$165,300 Land $24,500 Building $140,800	$170,165 Land $25,221 Building $144,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force
Nearby Flood Claims	4 (2026)
Most Recent Claim	Apr 2026 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNECONNE WATERWORKS serves 2,502 people · EPA ID WI4710354
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jul 2024 Radium resolved · Apr 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bertram Communications Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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