Lake County property record for 910 E Old Elm Rd, Lake Forest, IL 60045
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,134 sqft · built 1953 |
| Lot Size | 0.486 acres (21,179 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $11,607 (2024) |
| Deeds & Mortgages | Feb 2022 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-10-105-022 |
| Primary APN | 16-10-105-022 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,134 sqft Living Area |
| Gross Area | 3,542 sqft |
| 1st Floor Area | 1,672 sqft |
| 2nd Floor Area | 462 sqft |
| Upper Floors Area | 554 sqft |
| Basement Area | 924 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 21,179 sqft (0.486 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 143 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 910 E OLD ELM RD |
|---|---|
| City | LAKE FOREST |
| State | IL |
| Zip | 60045-4051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNSET HILLS ESTATES LOT 23 BLOCK 7 |
| Legal Subdivision | SUNSET HILLS ESTATES |
| Legal Block | 7 |
| Legal Lot Number | 23 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | MORAINE |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 864602 |
Source: Lake County records, as of April 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 910 E OLD ELM RD, LAKE FOREST, IL 60045-4051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 11, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC |
| Jan 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PERL MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Feb 27, 2015 |
| Transfer Doc | 0007174209 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 910 E OLD ELM RD, LAKE FOREST, IL 60045-4051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0007872950 |
|---|---|
| Date | Feb 11, 2022 |
| Instrument | 7872950 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Nov 19, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 910 E OLD ELM RD, LAKE FOREST, IL 60045-4051 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0007794920 |
|---|---|
| Date | Jun 2, 2021 |
| Instrument | 7794920 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Rate | 2.84% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 910 E OLD ELM RD, LAKE FOREST, IL 60045-4051 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0007364220 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 7364220 |
| Name | PERL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Rate | 3.75% |
|---|
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Moraine Township |
| Municipality | Lake Forest City |
| Elementary School District | Lake Forest School District 67 (PK - 08) |
| Secondary School District | Lake Forest Community High School District 115 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $222,665 (+17.67%) Land $85,169 Building $137,496 | $668,062 (+17.67%) Land $255,533 Building $412,529 | |
| 2024 | $11,607.00 (+0.47%) | ||
| 2023 | $11,553.00 (+5.51%) | $189,222 (-4.43%) Land $72,377 Building $116,845 | $567,723 (-4.43%) Land $217,153 Building $350,570 |
| 2022 | $10,950.00 | $197,995 Land $79,511 Building $118,484 | $594,045 Land $238,557 Building $355,488 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1982–2022) |
| Claims Outside the SFHA | 7 of 15 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HIGHLAND PARK serves 30,176 people · EPA ID IL0970500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 11 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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