Bay County property record for 910 E 16th St, Panama City, FL 32405
| Property Type | Residential Vacant Land |
|---|---|
| Details | 3 bd · 2 ba · 784 sqft · built 1994 |
| Lot Size | 0.137 acres (5,968 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $125 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 14509-000-000 |
| Primary APN | 14509-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 784 sqft |
| Year Built | Built 1994 |
|---|---|
| Lot Area | 5,968 sqft (0.137 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 910 E 16TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-6107 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | PC11 |
| Legal Description | KEITH'S 4TH ADD E 50' LOT 10 BLK 4 ORB 1339 P 1974 MAP 104C3 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 33 |
| Legal Subdivision | KEITH'S |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 1600 |
910 E 16th St, residential vacant land, is owned by an individual who acquired it in September 1991.
Source: Bay County records, as of January 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2458 GOLDENROD WAY, TALLAHASSEE, FL 32311-1640 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 25, 1991 |
| Deed Sale | Sep 25, 1991 |
| Deed Document Number | 0013391974 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 910 E 16th St was $125.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $125.00 | $8,928 Land $8,928 | $8,928 Land $8,928 |
| 2023 | $304.00 (+4.47%) | $7,533 (+34.35%) Land $7,533 | $7,533 (+34.35%) Land $7,533 |
| 2022 | $291.00 | $5,607 Land $5,607 | $5,607 Land $5,607 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 910 E 16th St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 6 (1984–2018) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 910 E 16th St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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