910 Deodar Cedar Dr, Matthews, NC 28104 Property Records

Union County property record for 910 Deodar Cedar Dr, Matthews, NC 28104

Property Summary

Property Type	Single Family Home
Details	built 2022
Lot Size	1.36 acres (59,547 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,350,000 (Oct 2024)
Tax Bill	$15,369 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-042-228`

Property Details

APN / Parcel Number

Primary APN	`06-042-228`

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	59,547 sqft (1.36 acres)

Location & Zoning

Street Address	910 DEODAR CEDAR DR
City	MATTHEWS
State	NC
Zip	28104-0069
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#31 TWIN LAKES FARM PH2 MAP1 OPCQ047/OPCQ282
Legal Subdivision	TWIN LAKES FARM PHASE 2
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2010
Census Tract	21019

Owner

Source: Union County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	910 DEODAR CEDAR DR, MATTHEWS, NC 28104-0069
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit ALLEGACY FCU
Oct 1, 2024	Warranty Deed, Transfer · Conventional Mortgage BMO BANK NA
Oct 7, 2021	Correction Deed

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2024 · Amount on Record
Deed Sale	Oct 1, 2024 · Amount on Record
Prior Sale	Sep 21, 2021 · Amount on Record
Deed Document Number	202423543
Deed Book / Page	8986 / 622
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	910 DEODAR CEDAR DR, MATTHEWS, NC 28104-0069
Transaction Type	Mortgage
Record Updated	Mar 31, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008834279
Date	Jan 2, 2024
Book Page	8834/279
Instrument	17

Lender

Name	ALLEGACY FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 1, 2024
Property Address	910 DEODAR CEDAR DR, MATTHEWS, NC 28104-0069
Document Number	0008986622
Book / Page	8986 / 622
Map Reference	CAB Q FILE 282-286
Instrument Date	Oct 1, 2024
Instrument	23543
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	128 BALBOA ST, MATTHEWS, NC 28104-6149

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 DEODAR CEDAR DR, MATTHEWS, NC 28104-0069
Investor	Possibly a Property Investor

Mortgage

Document Number	0000023545
Date	Oct 1, 2024
Instrument	23545

Lender

Name	BMO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Oct 1, 2031
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	SOFR Average 30-Day
Max Rate	11.1%

October 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	UNION NC
Recording Date	Oct 7, 2021
Property Address	910 DEODAR CEDAR DR, MATTHEWS, NC 28104-0069
Document Number	0008271162
Book / Page	8271 / 162
Map Reference	CAB Q FILE 47-51
Instrument Date	Sep 17, 2021
Instrument	47848
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6429 RAFFIA RD, CHARLOTTE, NC 28277-5743

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,369.00 (+61.19%)	$3,308,200 (+117%) Land $510,800 Building $2,797,400	$3,308,200 (+117%) Land $510,800 Building $2,797,400
2023	$9,535.00	$1,524,500 Land $375,900 Building $1,148,600	$1,524,500 Land $375,900 Building $1,148,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Fiber · DSL in parts of the area	1,000 / 1,000

May also be available: AT&T, Verizon.

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