910 Cougar Run Ln, Berthoud, CO 80513 Property Records

Larimer County property record for 910 Cougar Run Ln, Berthoud, CO 80513

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,692 sqft · built 2000
Lot Size	9.37 acres (408,157 sqft)
Owner	Individual Name on File
Last Sale	$197,719 (Mar 2026)
Tax Bill	$5,171 (2025)
Deeds & Mortgages	Mar 2026 Sale Aug 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04160-00-047`

Property Details

APN / Parcel Number

Primary APN	`04160-00-047`
Alternative APN	`R0485233`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	2,364 sqft
1st Floor Area	1,692 sqft
Upper Floors Area	28 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	408,157 sqft (9.37 acres)
Terrain	Gentle Slope
View / Lot	Lake/Pond
Garage Type	Attached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	152 sqft
Patio Area	604 sqft
Balcony Area	604 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	R0485233
Street Address	910 COUGAR RUN LN
City	BERTHOUD
State	CO
Zip	80513-9387
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	O
Legal Description	NE OF SE OF NE 16-4-70; LESS RD AS PER 2269-1122, LESS 100% INT M/R AS PER 91052537
Legal Range	70W
Legal Township	4N
Legal Section	16
Jurisdiction	LARIMER CO
Township / Civil Division	BERTHOUD
Census Block Group	1
Census Block	1019
Census Tract	2601

Owner

910 Cougar Run Ln is owned by an individual who bought it in March 2026.

Source: Larimer County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	113 HOLIDAY HILLS BLVD, HOWARD, CO 81233-9669
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Warranty Deed, Transfer CAPITAL TITLE
Aug 31, 2018	Deed of Trust, Mortgage · Line of Credit BELLCO CU
Mar 20, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK
Mar 20, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 30, 2026 · Amount on File
Deed Sale	Mar 30, 2026 · Amount on File
Prior Sale	Mar 20, 2017 · Amount on File
Deed Document Number	202614434
Prior Transfer Date	Nov 29, 2013
Prior Transfer Doc	0000089357
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 30, 2026
Property Address	910 COUGAR RUN LN, BERTHOUD, CO 80513-9387
Document Number	0000014434
Instrument Date	Mar 27, 2026
Instrument	20260014434
Transaction Type	Transfer
Record Updated	Apr 8, 2026
Title Company	CAPITAL TITLE

Transaction

Amount	Amount on Record
Tax	$19.77
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 HOLIDAY HILLS BLVD, HOWARD, CO 81233-9669

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	910 COUGAR RUN LN, BERTHOUD, CO 80513-9387
Document Number	0000055534
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Sep 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 COUGAR RUN LN BERTHOUD CO 80513, BERTHOUD, CO 80513

Mortgage

Document Number	0000055534
Date	Sep 7, 2018
Instrument	55534

Lender

Name	BELLCO CU
Type	Credit Union
Address	GREENWOOD, CO 80111

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 6, 2038

Interest

Rate Type	Adjustable Rate

March 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LARIMER CO
Recording Date	Mar 20, 2017
Property Address	910 COUGAR RUN LN, BERTHOUD, CO 80513-9387
Document Number	0000017915
Instrument Date	Mar 13, 2017
Instrument	20170017915
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$38.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 COUGAR RUN LN, BERTHOUD, CO 80513-9387

Mortgage

Document Number	0000017916
Date	Mar 20, 2017
Instrument	20170017916

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Apr 30, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LARIMER CO
Recording Date	Mar 20, 2017
Property Address	910 COUGAR RUN LN, BERTHOUD, CO 80513-9387
Document Number	0000017914
Instrument Date	Feb 15, 2017
Instrument	17914
Transaction Type	Transfer
Record Updated	Mar 29, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 COUGAR RUN LN BERTHOUD CO 80513, BERTHOUD, CO 80513

Tax Assessment & Valuation

The 2025 property tax bill for 910 Cougar Run Ln was $5,171, up 0.8% from the year before.

Source: Larimer County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Unified School District	Thompson School District R-2J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,171.00 (+0.76%)	$56,425 Land $5,625 Building $50,800	$902,800 Land $90,000 Building $812,800
2024	$5,132.00 (+3.41%)
2023	$4,963.00 (+29.96%)	$63,000 (+42.26%) Land $6,030 Building $56,970	$940,300 (+47.57%) Land $90,000 Building $850,300
2022	$3,819.00	$44,285 Land $6,255 Building $38,030	$637,200 Land $90,000 Building $547,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 910 Cougar Run Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Cougar Run Ln is extreme, ranking above 96% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 98.5% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20

May also be available: Hilltop Broadband, Vistabeam.

Cell Coverage

5G and 4G LTE (outdoors only)

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