Otsego County and Unadilla Town property record for 910 Co Hwy 1, Mount Upton, NY 13809
| Details | 4 bd · 2 ba · 3,450 sqft · built 1875 |
|---|---|
| Lot Size | 4.81 acres (209,524 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,000 (Jul 2024) |
| Tax Bill | $2,086 (2026) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 366289 320.00-1-38.00 |
| Primary APN | 366289 320.00-1-38.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 3,450 sqft Living Area |
| 1st Floor Area | 2,328 sqft |
| 2nd Floor Area | 784 sqft |
| Upper Floors Area | 338 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 209,524 sqft (4.81 acres) |
| Garage Type | Carport |
| Garage Area | 512 sqft |
| Carport | Carport |
| Carport Area | 512 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 260 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 026208 |
|---|---|
| Street Address | 910 COUNTY HIGHWAY 1 |
| City | MOUNT UPTON |
| State | NY |
| Zip | 13809-2136 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Description | 977 0 0 |
| Legal Block | 1 |
| Legal Lot Number | 38.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | UNADILLA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 591602 |
Source: Otsego County and Unadilla Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 417 STUMPTOWN RD, BAINBRIDGE, NY 13733-3315 |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Apr 3, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA |
| Aug 31, 2019 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 29, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2024 · Amount on Record |
| Deed Sale | Jul 17, 2024 · Amount on Record |
| Prior Sale | Apr 3, 2023 · Amount on Record |
| Deed Document Number | 20242024-2695 |
| Prior Transfer Date | Nov 25, 2017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Apr 3, 2023 |
| Property Address | 910 COUNTY HIGHWAY 1, MOUNT UPTON, NY 13809-2136 |
| Document Number | 0000000280 |
| Instrument Date | Mar 27, 2023 |
| Instrument | 2023-1280 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 40 ELTON ST, RIVERHEAD, NY 11901-2640 |
| Document Number | 0000000281 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023-1281 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 910 COUNTY HIGHWAY 1, MOUNT UPTON, NY 13809-2136 |
| Document Number | 0000005662 |
| Instrument Date | Aug 31, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Address | 910 COUNTY HIGHWAY 1 MOUNT UPTON NY 138092136, MOUNT UPTON, NY 13809-2136 |
| Document Number | 0000005662 |
|---|---|
| Date | Dec 4, 2019 |
| Instrument | 5662 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Dec 3, 2059 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Nov 29, 2017 |
| Property Address | 910 COUNTY HIGHWAY 1, MOUNT UPTON, NY 13809-2136 |
| Document Number | 0000005862 |
| Instrument Date | Nov 25, 2017 |
| Instrument | 5862 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 COUNTY HIGHWAY 1 MOUNT UPTON NY 138092136, MOUNT UPTON, NY 13809-2136 |
Source: Otsego County and Unadilla Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Unadilla Town |
| Unified School District | Gilbertsville-Mount Upton Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,086.00 (+0.82%) | ||
| 2025 | $2,069.00 | $57,000 (-) Land $9,400 Building $47,600 | $139,024 (+14.63%) Land $22,927 Building $116,097 |
| 2023 | $57,000 Land $9,400 Building $47,600 | $121,277 Land $20,000 Building $101,277 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 45 / 3 |
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