910 Cliff Creek Dr, Prosper, TX 75078 Property Records

Collin County property record for 910 Cliff Creek Dr, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,924 sqft · built 2018
Lot Size	0.344 acres (15,001 sqft)
Owner	2 Individual Names on File
Tax Bill	$18,592 (2024)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R-10240-00C-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-10240-00C-0020-1`
Alternative APN	`2738305`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,924 sqft Living Area
Gross Area	4,794 sqft
1st Floor Area	3,924 sqft
2nd Floor Area	1,596 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	15,001 sqft (0.344 acres)
Garage Type	Attached
Garage Area	870 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2738305
Street Address	910 CLIFF CREEK DR
City	PROSPER
State	TX
Zip	75078-9018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITLEY PLACE PHASE 3 (CPR), BLK C, LOT 2
Legal Subdivision	WHITLEY PLACE PHASE 3 (CPR)
Legal Phase	3
Legal Block	C
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1005
Census Tract	30302

Owner

910 Cliff Creek Dr is owned and occupied by two individuals who acquired it in July 2018.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	910 CLIFF CREEK DR, PROSPER, TX 75078-9018
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage FIRST EQUITY MTG
Jan 8, 2021	Deed of Trust, Mortgage CERTIFIED FNDG
May 3, 2019	Grant Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS
Apr 26, 2019	Deed of Trust, Mortgage FIRST EQUITY MTG/OH
Jul 2, 2018	Grant Deed, Subdivision Related Transfer TEXAS STAR BK
Dec 22, 2017	Grant Deed, Transfer OTHER
Dec 22, 2017	Loan Modification, Mortgage · Line of Credit COMPASS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2018
Deed Sale	Jul 2, 2018
Deed Document Number	20180702000816610
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	910 CLIFF CREEK DR, PROSPER, TX 75078-9018
Document Number	0000095950
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Jan 28, 2021
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	910 CLIFF CREEK DR PROSPER TX 750789018, PROSPER, TX 75078-9018

Mortgage

Document Number	0000095950
Date	Jan 15, 2021
Instrument	95950

Lender

Name	FIRST EQUITY MTG
Type	Mortgage Company
Address	FORT MITCHELL, KY 41017

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	910 CLIFF CREEK DR, PROSPER, TX 75078-9018
Document Number	0000095960
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Jan 29, 2021
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 CLIFF CREEK DR PROSPER TX 750789018, PROSPER, TX 75078-9018

Mortgage

Document Number	0000095960
Date	Jan 15, 2021
Instrument	95960

Lender

Name	CERTIFIED FNDG
Type	Funding / Finance Company
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 14, 2036

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	May 3, 2019
Property Address	910 CLIFF CREEK DR, PROSPER, TX 75078-9018
Document Number	0000498450
Instrument Date	May 3, 2019
Instrument	498450
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5601 DEMOCRACY DR #300 PLANO TX 750243674, 300, PLANO, TX 75024-3674

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	910 CLIFF CREEK DR, PROSPER, TX 75078-9018
Document Number	0000482910
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	ALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	910 CLIFF CREEK DR PROSPER TX 750789018, PROSPER, TX 75078-9018

Mortgage

Document Number	0000482910
Date	May 1, 2019
Instrument	482910

Lender

Name	FIRST EQUITY MTG/OH
Type	Mortgage Company
Address	FORT MITCHELL, KY 41017

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2049

Interest

Rate Type	Adjustable Rate
Rate	2%

July 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 2, 2018
Property Address	910 CLIFF CREEK DR, PROSPER, TX 75078-9018
Document Number	0000816610
Instrument Date	Jun 27, 2018
Instrument	816610
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2018
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15932 HOLLY CRK PROSPER TX 750781538, PROSPER, TX 75078-1538

Mortgage

Document Number	816620
Date	Jul 2, 2018
Instrument	816620

Lender

Name	TEXAS STAR BK
Type	Bank
Address	VAN ALSTYNE, TX 75495

Agreement

Amount	Amount on Record

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Dec 22, 2017
Property Address	910 CLIFF CREEK DR, PROSPER, TX 75078-9018
Document Number	0001692490
Instrument Date	Dec 21, 2017
Instrument	1692490
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5601 DEMOCRACY DR #300 PLANO TX 750243674, 300, PLANO, TX 75024-3674
Investor	Possibly a Property Investor

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIN TX
Recording Date	Dec 22, 2017
Property Address	910 CLIFF CREEK DR, PROSPER, TX 75078-9018
Instrument Date	Dec 21, 2017
Instrument	1692500
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0001692500
Date	Dec 22, 2017
Instrument	1692500

Lender

Name	COMPASS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,136,496 Land $312,500 Building $823,996	$1,136,496 Land $312,500 Building $823,996
2024	$18,592.00
2023		$1,414,402 Land $287,500 Building $1,126,902	$1,414,402 Land $287,500 Building $1,126,902
2022	$17,830.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 910 Cliff Creek Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Cliff Creek Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Optimum Fiber · Cable	940 / 940
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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