Allegany County property record for 910 Center St, Lavale, MD 21502
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,878 sqft · built 1928 |
| Lot Size | 0.946 acres (41,205 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Dec 1983) |
| Tax Bill | $1,926 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage May 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 29-022755 |
| Primary APN | 29-022755 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,878 sqft Total Area |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 41,205 sqft (0.946 acres) |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 222 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 022755 |
|---|---|
| Street Address | 910 CENTER ST |
| City | CUMBERLAND |
| State | MD |
| Zip | 21502-7302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 910 CENTER ST LOT 32 PT 31 63X643 LV PARK ADDN 63X670 |
| Legal Subdivision | PARK ADD |
| Legal Lot Number | 32 |
| Jurisdiction | ALLEGANY MD |
| Township / Civil Division | 29, LA VALE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 1402 |
Source: Allegany County records, as of October 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 910 CENTER ST, CUMBERLAND, MD 21502-7302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL COMMUNITY CREDIT UNION |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES CMNTY FCU |
| Dec 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST PEOPLES CMNTY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 1983 · Amount on Record |
| Deed Sale | Dec 5, 1983 · Amount on Record |
| Deed Book / Page | 539 / 14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Recording Date | Jul 15, 2026 |
| Property Address | 910 CENTER ST, CUMBERLAND, MD 21502-7302 |
| Document Number | 3180000266 |
| Book / Page | 3180 / 266 |
| Instrument Date | Jul 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 910 CENTER ST, CUMBERLAND, MD 21502-7302 |
| Document Number | 3180000266, |
|---|---|
| Date | Jul 15, 2026 |
| Book Page | 3180/266 |
| Name | FIRST FEDERAL COMMUNITY CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 8, 2031 |
| Rate | 6.48% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 910 CENTER ST, LAVALE, MD 21502-7302 |
| Document Number | 0025630415 |
| Instrument Date | May 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 910 CENTER ST LAVALE MD 215027302, LAVALE, MD 21502-7302 |
| Document Number | 0025630415 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 002563/000415 |
| Name | FIRST PEOPLES CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CRESAPTOWN, MD 21505 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 24, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGANY MD |
| Property Address | 910 CENTER ST, LAVALE, MD 21502-7302 |
| Document Number | 0024350235 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 910 CENTER ST LAVALE MD 215027302, LAVALE, MD 21502-7302 |
| Document Number | 0024350235 |
|---|---|
| Date | Dec 21, 2018 |
| Book Page | 002435/000235 |
| Name | FIRST PEOPLES CMNTY FCU |
|---|---|
| Type | Credit Union |
| Address | CUMBERLAND, MD 21501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 20, 2028 |
Source: Allegany County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Allegany County |
| Unified School District | Allegany County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $181,833 (+25.03%) | $198,000 (+32.44%) Land $52,600 Building $145,400 | |
| 2025 | $1,926.00 (+21.9%) Homeowner's exemption | ||
| 2023 | $1,580.00 Homeowner's exemption | $145,433 | $149,500 Land $47,200 Building $102,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 40 (1979–2025) |
| Claims Outside the SFHA | 10 of 40 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAVALE SANITARY COMMISSION serves 5,500 people · EPA ID MD0010016 |
|---|---|
| Water Source | Purchased surface water from CITY OF CUMBERLAND |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| SkyPacket Fixed Wireless | 100 / 20 |
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