910 Cedar St, Owensboro, KY 42301 Property Records

Daviess County property record for 910 Cedar St, Owensboro, KY 42301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,108 sqft · built 1886
Lot Size	0.153 acres (6,650 sqft)
Owner	Trust Name on File
Last Sale	$50,000 (Jun 2021)
Tax Bill	$199 (2025)
Deeds & Mortgages	Feb 2011 Sale Aug 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005-02-01-003-00-000`

Property Details

APN / Parcel Number

Primary APN	`005-02-01-003-00-000`
Alternative APN	`0026159`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,108 sqft Living Area

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,650 sqft (0.153 acres)
Lot Dimensions	133 ft deep x 50 ft wide
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	910 CEDAR ST
City	OWENSBORO
State	KY
Zip	42301-2957
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	910 CEDAR ST
Legal Subdivision	MCFARLAND HOMESTEAD
Legal Lot Number	10
Jurisdiction	DAVIESS KY
Township / Civil Division	OWENSBORO
Census Block Group	1
Census Block	1009
Census Tract	500

Owner

910 Cedar St is held in a trust since June 2021.

Source: Daviess County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	1311 W 2ND ST, OWENSBORO, KY 42301-0534
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 3, 2011	Deed, Transfer
Aug 7, 2007	Deed, Transfer · ARM SOUTH CENTRAL BANK OF DAVIESS COUNTY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2021 · Amount on File
Deed Sale	Jun 30, 2021 · Amount on File
Record Updated	Oct 29, 2026

February 2011: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Feb 3, 2011
Property Address	910 CEDAR ST, OWENSBORO, KY 42301-2957
Document Number	008850/941
Book / Page	8850 / 941
Instrument	1347052
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Tax	$10.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	300 SOUTHTOWN BLVD, OWENSBORO, KY 42303-7753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	540 WESLEYAN PL, OWENSBORO, KY 42303-6136

August 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	DAVIESS KY
Recording Date	Aug 7, 2007
Property Address	910 CEDAR ST, OWENSBORO, KY 42301-2957
Document Number	000836/615
Book / Page	0836 / 615
Instrument Date	Aug 3, 2007
Instrument	200700013315
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	910 CEDAR ST, OWENSBORO, KY 42301-2957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 CEDAR ST, OWENSBORO, KY 42301-2957
Investor	Possibly a Property Investor

Mortgage

Document Number	001591/779
Date	Aug 7, 2007
Book Page	1591/779
Instrument	2007-00013316

Lender

Name	SOUTH CENTRAL BANK OF DAVIESS COUNTY INC
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	Aug 10, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 910 Cedar St was $199.

Source: Daviess County assessment roll, as of May 8, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Daviess County
Municipality	Owensboro City
Unified School District	Owensboro Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,900 (-)	$59,900 (-)
2025	$199.00	$59,900 Land $10,000 Building $49,900	$59,900 Land $10,000 Building $49,900
2023		$59,900 (+19.8%)	$59,900 (+19.8%)
2022	$565.00	$50,000	$50,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 910 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Cedar St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OWENSBORO MUNICIPAL UTILITIES serves 60,473 people · EPA ID KY0300336
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Owensboro Municipal Utilities, T-Mobile.

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