910 Cedar Canyon Cir, Galt, CA 95632 Property Records

Sacramento County property record for 910 Cedar Canyon Cir, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,864 sqft · built 1994
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$525,000 (Aug 2025)
Tax Bill	$5,630 (2025)
Deeds & Mortgages	May 2021 Mortgage Sep 2022 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`148-0550-032-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0550-032-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
1st Floor Area	1,864 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,227 sqft (0.12 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	910 CEDAR CANYON CIR
City	GALT
State	CA
Zip	95632-8122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAKE CANYON ESTATES, LOT 32
Legal Subdivision	LAKE CANYON ESTATES
Legal Lot Number	32
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2003
Census Tract	9410

Owner

910 Cedar Canyon Cir is owned and occupied by two individuals who bought it in August 2025.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	910 CEDAR CANYON CIR, GALT, CA 95632-8122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
May 25, 2021	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 30, 2020	Grant Deed, Transfer · FHA Mortgage GUILD MTG
Jul 10, 2019	Deed of Trust, Mortgage · Conventional with PMI CASHCALL
May 21, 2018	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Aug 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2025 · Amount on File
Deed Sale	Aug 15, 2025 · Amount on File
Prior Sale	Mar 30, 2020 · Amount on File
Deed Book / Page	20250815 / 840
Prior Transfer Date	Apr 8, 2009
Prior Transfer Doc	0000000006
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	910 CEDAR CANYON CIR, GALT, CA 95632-8122
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 CEDAR CANYON CIR, GALT, CA 95632-8122

Mortgage

Document Number	0000001283
Date	May 25, 2021
Instrument	202105251283

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	910 CEDAR CANYON CIR, GALT, CA 95632-8122
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 CEDAR CANYON CIR, GALT, CA 95632-8122

Mortgage

Document Number	0000000117
Date	Sep 21, 2022
Instrument	2022092100117

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	910 CEDAR CANYON CIR, GALT, CA 95632-8122
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 CEDAR CANYON CIR, GALT, CA 95632-8122

Mortgage

Document Number	5250000001283
Date	May 25, 2021
Book Page	20210525/1283

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 30, 2020
Property Address	910 CEDAR CANYON CIR, GALT, CA 95632-8122
Document Number	2003301052
Instrument Date	Mar 23, 2020
Instrument	2003301052
Transaction Type	Transfer
Record Updated	Apr 27, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10325 BELEZA CT ELK GROVE CA 957573459, ELK GROVE, CA 95757-3459

Mortgage

Document Number	2003301053
Date	Mar 30, 2020
Instrument	2003301053

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	910 CEDAR CANYON CIR, GALT, CA 95632-8122
Document Number	1907170234
Instrument Date	Jul 10, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	910 CEDAR CANYON CIR GALT CA 956328122, GALT, CA 95632-8122

Mortgage

Document Number	1907170234
Date	Jul 17, 2019
Instrument	1907170234

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	910 CEDAR CANYON CIR, GALT, CA 95632-8122
Document Number	1805250751
Instrument Date	May 21, 2018
Transaction Type	Mortgage
Record Updated	Jun 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	910 CEDAR CANYON CIR GALT CA 956328122, GALT, CA 95632-8122

Mortgage

Document Number	1805250751
Date	May 25, 2018
Instrument	1805250751

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 24, 2048

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	910 CEDAR CANYON CIR, GALT, CA 95632-8122
Document Number	1709010064
Instrument Date	Aug 26, 2017
Transaction Type	Mortgage
Record Updated	Sep 13, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	910 CEDAR CANYON CIR GALT CA 956328122, GALT, CA 95632-8122

Mortgage

Document Number	1709010064
Date	Sep 1, 2017
Instrument	1709010064

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 910 Cedar Canyon Cir was $5,630, up 4.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,000 (+9.1%) Land $135,000 Building $390,000
2025	$5,630.00 (+4.39%)	$481,198 Land $114,830 Building $366,368
2024	$5,393.00 (-5.83%)
2023	$5,727.00 (+3.81%)	$462,515 Land $110,372 Building $352,143
2022	$5,517.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 910 Cedar Canyon Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 910 Cedar Canyon Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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