910 Belhaven Dr, Orlando, FL 32828 Property Records

Orange County property record for 910 Belhaven Dr, Orlando, FL 32828

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,374 sqft · built 2002
Lot Size	0.273 acres (11,895 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (May 2024)
Tax Bill	$10,446 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-22-31-9005-00-040`

Property Details

APN / Parcel Number

Primary APN	`25-22-31-9005-00-040`
Alternative APNs	`312225900500040` `608354` `614656` `619460`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,374 sqft Living Area
Gross Area	4,634 sqft
1st Floor Area	1,339 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,895 sqft (0.273 acres)
Garage Type	Attached
Garage Area	691 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	684 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	910 BELHAVEN DR
City	ORLANDO
State	FL
Zip	32828-6620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	WATERFORD CHASE EAST PH 1A VILLAGE B 49/83 LOT 4
Legal Range	31E
Legal Township	22S
Legal Section	25
Legal Subdivision	WATERFORD CHASE EAST PH 1A VLG B
Legal Phase	1A
Legal Tract	9005
Legal Lot Number	4
Jurisdiction	ORANGE FL
Township / Civil Division	UNION PARK
Census Block Group	1
Census Block	1001
Census Tract	16748

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	910 BELHAVEN DR, ORLANDO, FL 32828-6620
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 3, 2024	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA
Mar 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage CHANGE LENDING LLC
Aug 19, 2021	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Sep 24, 2020	Quit Claim Deed, Transfer · FHA Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Document Number	2024257466
Prior Transfer Date	Sep 10, 2020
Prior Transfer Doc	0000498976
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	May 3, 2024
Property Address	910 BELHAVEN DR, ORLANDO, FL 32828-6620
Document Number	0000257466
Map Reference	MB 49 PG 83-87
Instrument Date	May 2, 2024
Instrument	20240257466
Transaction Type	Transfer
Record Updated	Dec 9, 2025
Title Company	FIRST INTERNATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1305 MORGAN STANLEY AVE UNIT 609, 609, WINTER PARK, FL 32789-1974

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 BELHAVEN DR, ORLANDO, FL 32828-6620

Mortgage

Document Number	0000257467
Date	May 3, 2024
Instrument	20240257467

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2039
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.7%
Index	Other
Margin	3
Max Rate	11.7%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	910 BELHAVEN DR, ORLANDO, FL 32828-6620
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	802 PRESIBURY DR, ORLANDO, FL 32832

Mortgage

Document Number	0000161635
Date	Mar 10, 2022
Instrument	20220161635

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	910 BELHAVEN DR, ORLANDO, FL 32828-6620
Transaction Type	Mortgage
Record Updated	Sep 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 BELHAVEN DR, ORLANDO, FL 32828-6620

Mortgage

Document Number	20210508490
Date	Aug 19, 2021
Instrument	20210508490

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE FL
Recording Date	Sep 24, 2020
Property Address	910 BELHAVEN DR, ORLANDO, FL 32828-6620
Document Number	0000498976
Instrument Date	Sep 10, 2020
Instrument	498976
Transaction Type	Transfer
Record Updated	Oct 9, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	910 BELHAVEN DR ORLANDO FL 328286620, ORLANDO, FL 32828-6620

Mortgage

Document Number	498977
Date	Sep 24, 2020
Instrument	498977

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$615,390 (-1.47%) Land $65,000 Building $550,390	$615,390 (-1.47%) Land $65,000 Building $550,390
2025	$10,446.00 (+18.14%) Homeowner's exemption	$624,570 (+12.75%) Land $65,000 Building $559,570	$624,570 (+12.75%) Land $65,000 Building $559,570
2024	$8,842.00 (+7.31%)
2023	$8,240.00 (+133.49%) Homeowner's exemption	$553,919 (+120.88%) Land $65,000 Building $488,919	$553,919 (+16.44%) Land $65,000 Building $488,919
2022	$3,529.00 Homeowner's exemption Disabled Person's exemption	$250,778	$475,727 Land $65,000 Building $410,727

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	2 (2022–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2023 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG OAKS MOBILE HOME PARK private · serves 125 people · EPA ID FL3481571
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	OCUD/WESTERN REGIONAL WTR SYS (5 WPS), OCUD/SOUTHERN WATER SYS (5 WPS)
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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