910 Baer Pass, Garrett, IN 46738 Property Records

DeKalb County property record for 910 Baer Pass, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,420 sqft · built 2002
Lot Size	0.194 acres (8,451 sqft)
Owner	Individual Name on File
Last Sale	$20,900 (Apr 2002)
Tax Bill	$1,856 (2025)
Deeds & Mortgages	Nov 2017 Line of Credit Sep 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-04-401-031.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-04-401-031.000-013`
Alternative APN	`260904401031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
1st Floor Area	1,420 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,451 sqft (0.194 acres)
Lot Dimensions	93 ft deep x 91 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	260904401031
Street Address	910 BAER PASS
City	GARRETT
State	IN
Zip	46738-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING WILLOWS SECTION I LOT #18
Legal Subdivision	WHISPERING WILLOWS SEC I
Legal Lot Number	18
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	2
Census Block	2053
Census Tract	20601

Owner

910 Baer Pass is owned by an individual who bought it in April 2002.

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 566, AVILLA, IN 46710-0566
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit FORT FINANCIAL CU
Sep 16, 2019	Deed of Trust, Mortgage · Line of Credit LAKE CITY BANK
Nov 16, 2015	Deed of Trust, Mortgage · Conventional Mortgage SALIN BANK & TRUST CO
Jan 2, 2015	Deed of Trust, Mortgage · Conventional Mortgage SALIN BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2002 · Amount on File
Deed Sale	Apr 3, 2002 · Amount on File
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	910 BAER PASS, GARRETT, IN 46738-9650
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201706483
Date	Nov 29, 2017
Instrument	201706483

Lender

Name	FORT FINANCIAL CU
Type	Credit Union
Address	FORT WAYNE, IN 46808

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Nov 28, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	910 BAER PASS, GARRETT, IN 46738-9650
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201904435
Date	Sep 16, 2019
Instrument	201904435

Lender

Name	LAKE CITY BANK
Type	Bank
Address	WARSAW, IN 46581

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 10, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	910 BAER PASS, GARRETT, IN 46738-9650
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201506115
Date	Nov 16, 2015
Instrument	201506115

Lender

Name	SALIN BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 15, 2025

Interest

Rate Type	Adjustable Rate

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	910 BAER PASS, GARRETT, IN 46738-9650
Transaction Type	Mortgage
Record Updated	Feb 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201500007
Date	Jan 2, 2015
Instrument	201500007

Lender

Name	SALIN BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 15, 2024

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 910 Baer Pass was $1,856, down 0.1% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,856.00 (-0.11%)	$224,600 (+8.24%) Land $28,400 Building $196,200	$224,600 (+8.24%) Land $28,400 Building $196,200
2024	$1,858.00 (+10.73%)	$207,500 (+5.22%) Land $26,100 Building $181,400	$207,500 (+5.22%) Land $26,100 Building $181,400
2023	$1,678.00 (-2.1%)	$197,200 (+15.8%) Land $24,900 Building $172,300	$197,200 (+15.8%) Land $24,900 Building $172,300
2022	$1,714.00	$170,300 Land $20,400 Building $149,900	$170,300 Land $20,400 Building $149,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 910 Baer Pass in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 Baer Pass is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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