Schenectady County and Rotterdam Town property record for 910 Adams St, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,632 sqft · built 1940 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $186,000 (Nov 2020) |
| Tax Bill | $6,600 (2026) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage Oct 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-16-25 |
| Primary APN | 422800 48.19-16-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Upper Floors Area | 468 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 146 ft deep x 70 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 468 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 910 ADAMS ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R SENIOR AFFIDAVIT REQUIRED ADAMS-71,72/2.-115-15.9 |
| Legal Subdivision | GARRISON H ADAMS IN BELLEVUE |
| Legal Block | 16 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 32700 |
910 Adams St is owned and occupied by an individual who bought it in November 2020.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 910 ADAMS ST, SCHENECTADY, NY 12306-3038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 9, 2020 | Warranty Deed, Transfer · FHA Mortgage CCFCU FUNDING LLC |
| Oct 21, 2019 | Warranty Deed, Transfer MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2020 · Amount on File |
| Deed Sale | Nov 9, 2020 · Amount on File |
| Prior Sale | Oct 21, 2019 · Amount on File |
| Deed Document Number | 202034699 |
| Deed Book / Page | 2045 / 187 |
| Prior Transfer Date | Jun 10, 2019 |
| Prior Transfer Doc | 0000029832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 9, 2020 |
| Property Address | 910 ADAMS ST, SCHENECTADY, NY 12306-3038 |
| Document Number | 0000034699 |
| Book / Page | 2045 / 187 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 202034699 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | SMPR TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $744.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1701 ALTAMONT AVE, 1701, SCHENECTADY, NY 12303-2105 |
| Name | Verified Name |
|---|---|
| Address | 163 FOX HOLW, RENSSELAER, NY 12144-8435 |
| Document Number | 0000034700 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 202034700 |
| Name | CCFCU FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Oct 21, 2019 |
| Property Address | 910 ADAMS ST, SCHENECTADY, NY 12306-3038 |
| Document Number | 0000047441 |
| Book / Page | 002022 / 000428 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 47441 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2019 |
| Title Company | MARATHON TITLE AGENCY INC, MARATHON TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1739 ALIAMONT AVE SCHENECTADY NY 12303, SCHENECTADY, NY 12303 |
The 2026 property tax bill for 910 Adams St was $6,600, up 1.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,600.00 (+1.93%) | ||
| 2025 | $6,475.00 | $176,700 Land $13,800 Building $162,900 | $271,800 Land $21,227 Building $250,573 |
| 2023 | $176,700 Land $13,800 Building $162,900 | $232,500 Land $18,158 Building $214,342 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 910 Adams St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 910 Adams St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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