910 7th St, Charleston, IL 61920 Property Records

Coles County property record for 910 7th St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,234 sqft · built 1887
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$48,000 (Jun 2015)
Tax Bill	$881 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Jun 2015 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-1-06091-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-06091-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,234 sqft Base Area
1st Floor Area	1,234 sqft
Basement Area	925 sqft
Unfinished Basement	925 sqft

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	105 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	216 sqft

Location & Zoning

Street Address	910 7TH ST
City	CHARLESTON
State	IL
Zip	61920-2803
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CO CLERKS SURVEY #1 N1/2 OF 105 FT E END OF LOT 7 NW 1/4 SEC 14 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	14
Legal Lot Number	7
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	3
Census Block	3002
Census Tract	702

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 180134, CHICAGO, IL 60618-0026
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage COLUMBIA STATE BANK
Jun 26, 2015	Warranty Deed, Transfer · Conventional Mortgage FIRST FEDERAL SAVINGS & LOAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2015 · Amount on Record
Deed Sale	Jun 26, 2015 · Amount on Record
Deed Document Number	2015758362
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	May 6, 2022
Property Address	910 7TH ST, CHARLESTON, IL 61920-2803
Document Number	202200801073
Instrument Date	May 5, 2022
Instrument	202200801073
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Tax	$550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8722 W 103RD ST, PALOS HILLS, IL 60465-1603
Investor	Possibly a Property Investor

Mortgage

Document Number	202200801074
Date	May 6, 2022
Instrument	202200801074

Lender

Name	COLUMBIA STATE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 5, 2042

June 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Jun 26, 2015
Property Address	910 7TH ST, CHARLESTON, IL 61920-2803
Document Number	201500758362
Instrument Date	Jun 26, 2015
Instrument	201500758362
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$72.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18168 BYPASS RD, CHARLESTON, IL 61920-6626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	654 CASTLE DR, CHARLESTON, IL 61920-7475

Mortgage

Document Number	201500758363
Date	Jun 26, 2015
Instrument	201500758363

Lender

Name	FIRST FEDERAL SAVINGS & LOAN
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$881.00 (-8.61%)	$18,101 (+20.67%) Land $2,753 Building $15,348	$54,303 (+20.67%) Land $8,259 Building $46,044
2023		$15,000 Land $2,281 Building $12,719	$45,000 Land $6,843 Building $38,157
2020	$964.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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