910 45th Dr SW, Vero Beach, FL 32968 Property Records

Indian River County property record for 910 45th Dr SW, Vero Beach, FL 32968

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,537 sqft · built 2012
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,999 (Sep 2012)
Tax Bill	$3,811 (2025)
Deeds & Mortgages	Aug 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`33-39-28-00011-0000-00014.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-28-00011-0000-00014.0`
Alternative APN	`89802`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,537 sqft Living Area
Gross Area	3,252 sqft
1st Floor Area	2,537 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	176 ft deep x 232 ft wide
View / Lot	Canal/Waterfront
Garage Type	Attached
Garage Area	715 sqft
Driveway	Brick Driveway
Driveway Area	972 sqft

Exterior Amenities

Pool Area	260 sqft
Porch	Open Porch
Porch Area	366 sqft
Patio Area	470 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	910 45TH DR SW
City	VERO BEACH
State	FL
Zip	32968-4887
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	FOUNTAINS AT AMBER LAKES SUB, THE LOT 14 PBI 19-6
Legal Range	39E
Legal Township	33S
Legal Section	28
Legal Subdivision	FOUNTAINS AT AMBER LAKES, THE
Legal Lot Number	14
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	1
Census Block	1017
Census Tract	50707

Owner

Source: Indian River County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	910 45TH DR SW, VERO BEACH, FL 32968-4887
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2012 · Amount on Record
Deed Sale	Sep 19, 2012 · Amount on Record
Prior Sale	Nov 28, 2011 · Amount on Record
Deed Document Number	20122238379
Deed Book / Page	2607 / 353
Last Transfer Date	Aug 8, 2018
Transfer Doc	0031402465
Record Updated	Jun 8, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Aug 14, 2018
Property Address	910 45TH DR SW, VERO BEACH, FL 32968-4887
Document Number	0031402465
Book / Page	003140 / 002465
Instrument Date	Aug 8, 2018
Instrument	50200
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	910 45TH DR SW VERO BEACH FL 329684887, VERO BEACH, FL 32968-4887

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,811.00 (+14.31%) Homeowner's exemption	$282,468 (+5.99%)	$481,905 (-0.92%) Land $63,538 Building $418,367
2023	$3,334.00 (+2.71%)	$266,513 (+3%)	$486,392 (+7.82%) Land $63,538 Building $422,854
2022	$3,246.00	$258,751	$451,109 Land $63,538 Building $387,571

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 190 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20