Delta County property record for 910 3rd St, Paonia, CO 81428
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1908 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $260,000 (Oct 2020) |
| Tax Bill | $1,635 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R008474 |
| Primary APN | R008474 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Building Area | 792 sqft Living Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Account Number | R008474 |
|---|---|
| Street Address | 910 3RD ST |
| City | PAONIA |
| State | CO |
| Zip | 81428-8436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 910 3RD ST PAONIA 81428 S: 5 T: 14S R: 91W SUBDIVISION: HAWKINS/MOLLER PA BLOCK: 2 LOT: 36 AND:- LOT: 37 TOTAL 0.14 AC +- (50X125) LOTS 36 & 37 BLK 2 HAWKINS/MOLLER ADD. SEC 5 T14S R91W 6PM BK 347 PGS 71 & 458 BK 495 PG 222 (R-393656) BK 499 PG 397(R |
| Legal Subdivision | HAWKINS/MOLLER PA |
| Legal Block | 2 |
| Legal Lot Number | 36 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | PAONIA |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 964600 |
Source: Delta County records, as of May 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 910 3RD ST, PAONIA, CO 81428-8436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF COLORADO |
| Oct 7, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage UNIVERSAL LENDING CORP |
| May 11, 2020 | Intrafamily Transfer, Transfer · Line of Credit BANK OF COLORADO |
| Jun 5, 2018 | Warranty Deed, Transfer HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 7, 2020 · Amount on Record |
| Deed Sale | Oct 7, 2020 · Amount on Record |
| Prior Sale | Jun 5, 2018 · Amount on Record |
| Deed Document Number | 2020722586 |
| Prior Transfer Date | May 4, 2020 |
| Prior Transfer Doc | 0000718732 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 910 3RD ST, PAONIA, CO 81428-8436 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 910 3RD ST, PAONIA, CO 81428-8436 |
| Investor | Possibly a Property Investor |
| Document Number | 0000745693 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 745693 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Address | DELTA, CO 81416 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 31, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Oct 7, 2020 |
| Property Address | 910 3RD ST, PAONIA, CO 81428-8436 |
| Document Number | 0000722586 |
| Instrument Date | Oct 6, 2020 |
| Instrument | 722586 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 910 3RD ST, PAONIA, CO 81428-8436 |
| Document Number | 0000722587 |
|---|---|
| Date | Oct 7, 2020 |
| Instrument | 722587 |
| Name | UNIVERSAL LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 11, 2020 |
| Property Address | 910 3RD ST, PAONIA, CO 81428-8436 |
| Document Number | 0000718732 |
| Instrument Date | May 4, 2020 |
| Instrument | 718732 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 3RD ST, PAONIA, CO 81428-8436 |
| Document Number | 0000718733 |
|---|---|
| Date | May 11, 2020 |
| Instrument | 718733 |
| Name | BANK OF COLORADO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Jun 5, 2018 |
| Property Address | 910 3RD ST, PAONIA, CO 81428-8436 |
| Document Number | 0000703838 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 703838 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2022 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 910 3RD ST, PAONIA, CO 81428-8436 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Paonia Town |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,635.00 (+45.46%) | $21,868 (+42.56%) Land $6,625 Building $15,243 | $349,886 (+52.82%) Land $106,000 Building $243,886 |
| 2024 | $1,124.00 (+4.46%) | $15,339 (-) Land $3,241 Building $12,098 | |
| 2023 | $1,076.00 (+8.58%) | $15,339 (+11.89%) Land $3,241 Building $12,098 | $228,948 (+16.07%) Land $48,378 Building $180,570 |
| 2022 | $991.00 | $13,709 Land $2,433 Building $11,276 | $197,248 Land $35,000 Building $162,248 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST PAONIA DOMESTIC WATER COMPANY serves 57 people · EPA ID CO0115838 |
|---|---|
| Water Source | Purchased surface water from TOWN OF PAONIA |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Jun 2019 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Delta County Tele-Comm Fiber · DSL | 6,000 / 6,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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