910 2nd St S, Moorhead, MN 56560 Property Records

Clay County property record for 910 2nd St S, Moorhead, MN 56560

Property Summary

Property TypeSingle Family Home
Lot Size0.24 acres (10,500 sqft)
Owner2 Individual Names on File
Last Sale$185,500 (Feb 2020)
Tax Bill$3,564 (2026)
Deeds & MortgagesFeb 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN58.665.1040

Property Details

APN / Parcel Number

Primary APN58.665.1040

Exterior

Lot Area10,500 sqft (0.24 acres)

Location & Zoning

Street Address910 2ND ST S
CityMOORHEAD
StateMN
Zip56560-3308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME RIVERSIDE ADD SUBDIVISIONCD 58665 LOTS 19 TO 21 10
Legal Range48
Legal Township139
Legal Section08
Legal SubdivisionRIVERSIDE ADD
Legal Block10
Legal Lot Number19
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group4
Census Block4014
Census Tract20500

Owner

910 2nd St S is owned and occupied by two individuals who bought it in February 2020.

Source: Clay County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address910 2ND ST S, MOORHEAD, MN 56560-3308
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 10, 2020 · Amount on File
Deed SaleFeb 10, 2020 · Amount on File
Prior SaleMay 19, 2014 · Amount on File
Deed Document Number2020798144
Record UpdatedOct 29, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateFeb 10, 2020
Property Address910 2ND ST S, MOORHEAD, MN 56560-3308
Document Number0000798144
Instrument DateFeb 7, 2020
Instrument798144
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyTITLE CO OF FARGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$612.15
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 2ND ST S, MOORHEAD, MN 56560-3308

Mortgage

Document Number0000798145
DateFeb 10, 2020
Instrument798145
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2050
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 910 2nd St S was $3,564 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,564.00 Homeowner's exemption$233,600 (+0.86%) Land $51,500 Building $182,100$233,600 (+0.86%) Land $51,500 Building $182,100
2025$231,600 Land $56,300 Building $175,300$231,600 Land $56,300 Building $175,300
2023$2,860.00 Homeowner's exemption$202,100 Land $52,500 Building $149,600$202,100 Land $52,500 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 910 2nd St S in Zone X, an area of moderate flood risk, though there have been 102 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims102 (1978–2015)
Claims Outside the SFHA31 of 102
Most Recent ClaimJul 2015 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, May 2011 · 20 claims
  • Flooding, Apr 2006 · 16 claims
  • Severe Flooding, High Winds,severe Storms, May 1997 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 2nd St S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area
2,000 / 350
Sparklight
Cable
1,000 / 50
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 2nd St S

Nearby Streets

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