910 23rd St, Bedford, IN 47421 Property Records

Lawrence County property record for 910 23rd St, Bedford, IN 47421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,157 sqft · built 1925
Lot Size	0.24 acres (10,450 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jun 2022)
Tax Bill	$1,513 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Oct 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1100365400P49S`

Property Details

APN / Parcel Number

Primary APN	`1100365400P49S`
Alternative APNs	`47-06-23-412-015.000-010` `00525684049`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,157 sqft Living Area
1st Floor Area	1,157 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	10,450 sqft (0.24 acres)
Lot Dimensions	55 ft deep x 190 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00525684049
Street Address	910 23RD ST
City	BEDFORD
State	IN
Zip	47421-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SMITH RAG O L PTS LOT 1 & 2 95 X 55
Legal Lot Number	1-2
Jurisdiction	LAWRENCE IN
Township / Civil Division	SHAWSWICK
Census Block Group	2
Census Block	2021
Census Tract	951100

Owner

910 23rd St is owned and occupied by an individual who bought it in June 2022.

Source: Lawrence County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	910 23RD ST, BEDFORD, IN 47421-4804
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2022	Personal Representative Deed, Transfer · FHA Mortgage RUOFF MORTGAGE CO
Oct 12, 2021	Warranty Deed, Transfer
Jul 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2022 · Amount on File
Deed Sale	Jun 16, 2022 · Amount on File
Prior Sale	Oct 12, 2021 · Amount on File
Deed Document Number	202217708
Record Updated	Sep 20, 2026

June 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	LAWRENCE IN
Recording Date	Jun 17, 2022
Property Address	910 23RD ST, BEDFORD, IN 47421-4804
Document Number	2022004175
Instrument Date	Jun 14, 2022
Instrument	2022004175
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 23RD ST, BEDFORD, IN 47421-4804

Mortgage

Document Number	2022004176
Date	Jun 17, 2022
Instrument	2022004176

Lender

Name	RUOFF MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Oct 12, 2021
Property Address	910 23RD ST, BEDFORD, IN 47421-4804
Document Number	2021007478
Instrument Date	Oct 7, 2021
Instrument	2021007478
Transaction Type	Transfer
Record Updated	May 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE IN
Recording Date	Jul 16, 2019
Property Address	910 23RD ST, BEDFORD, IN 47421-4804
Document Number	2019003917
Instrument Date	Jul 12, 2019
Instrument	2019003917
Transaction Type	Transfer
Record Updated	Apr 21, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019003918
Date	Jul 16, 2019
Instrument	2019003918

Lender

Name	AMERICAN MORTGAGE SERVICES

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 910 23rd St was $1,513 with a homeowner's exemption, down 6.5% from the year before.

Source: Lawrence County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bedford City
County	Lawrence County
County Subdivision	Shawswick Township
Unified School District	North Lawrence Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,513.00 (-6.49%) Homeowner's exemption	$168,200 Land $13,400 Building $154,800	$168,200 Land $13,400 Building $154,800
2024	$1,618.00 (+8.08%)
2023	$1,497.00 (+20.63%)	$149,700 (+20.63%) Land $12,600 Building $137,100	$149,700 (+20.63%) Land $12,600 Building $137,100
2022	$1,241.00 Homeowner's exemption	$124,100 Land $12,300 Building $111,800	$124,100 Land $12,300 Building $111,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 910 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 23rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on 23rd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures