910 12th Ave NW, Hickory, NC 28601 Property Records

Catawba County property record for 910 12th Ave NW, Hickory, NC 28601

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,995 sqft · built 1954
Lot Size0.68 acres (29,621 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Aug 2023)
Tax Bill$1,723 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Mar 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN3703-09-15-7883

Property Details

APN / Parcel Number

Primary APN3703-09-15-7883
Alternative APN
  • 0038984

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,995 sqft Living Area
1st Floor Area5,190 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 2018
Architectural StyleConventional
Exterior MaterialBrick
Foundation TypeNo Foundation
Lot Area29,621 sqft (0.68 acres)
Lot Dimensions188 ft deep x 157 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool Area648 sqft
PorchPorch
Porch Area340 sqft
Patio Area43 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address910 12TH AVE NW
CityHICKORY
StateNC
Zip28601-2428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description910 12TH AVE NW
JurisdictionCATAWBA NC
Township / Civil DivisionHICKORY
Census Block Group1
Census Block1029
Census Tract10600

Owner

910 12th Ave NW is owned and occupied by two individuals who bought it in August 2023.

Source: Catawba County records, as of August 18, 2026

Owner of Record2 Individual Names on File
Mailing Address910 12TH AVE NW, HICKORY, NC 28601-2428
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 21, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE INC
Mar 17, 2021Deed of Trust, Mortgage · Line of Credit
ALLEGACY FCU
Dec 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
ALCOVA MORTGAGE LLC
Oct 10, 2019Warranty Deed, Transfer · FHA Mortgage
ALCOVA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2023 · Amount on File
Deed SaleAug 21, 2023 · Amount on File
Prior SaleOct 10, 2019 · Amount on File
Deed Document Number202314774
Deed Book / Page3827 / 180
Record UpdatedSep 20, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateAug 21, 2023
Property Address910 12TH AVE NW, HICKORY, NC 28601-2428
Document Number0038270180
Book / Page3827 / 180
Map ReferenceMB 3531 PG 1896
Instrument DateAug 21, 2022
Instrument14774
Transaction TypeTransfer
Record UpdatedSep 6, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$990.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2684 MT OLIVE CHURCH RD, HICKORY, NC 28601

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 12TH AVE NW, HICKORY, NC 28601-2428

Mortgage

Document Number0000014775
DateAug 21, 2023
Instrument14775
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address910 12TH AVE NW, HICKORY, NC 28601-2428
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036411627
DateMar 17, 2021
Book Page3641/1627
Instrument6092
Lender
NameALLEGACY FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27114
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 16, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address910 12TH AVE NW, HICKORY, NC 28601-2428
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0036220607
DateDec 22, 2020
Book Page3622/607
Instrument26678
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
AddressROANOKE, VA 24011
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATAWBA NC
Recording DateOct 10, 2019
Property Address910 12TH AVE NW, HICKORY, NC 28601-2428
Document Number0035311896
Book / Page03531 / 1896
Instrument DateOct 9, 2019
Instrument17931
Transaction TypeTransfer
Record UpdatedSep 14, 2021

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$602.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address914 ADELINE CT, 914, DURHAM, NC 27713-5002

Transferred To (Grantee/Buyer)

NameVerified Name
Address910 12TH AVE NW, HICKORY, NC 28601-2428

Mortgage

Document Number17932
DateOct 10, 2019
Instrument17932
Lender
NameALCOVA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 910 12th Ave NW was $1,723, down 53.3% from the year before.

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
MunicipalityHickory City
Unified School DistrictHickory City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$432,300 (-) Land $45,000 Building $387,300
2025$1,723.00 (-53.29%)$432,300 Land $45,000 Building $387,300
2024$3,689.00
2023$3,689.00$432,300 Land $45,000 Building $387,300$432,300 Land $45,000 Building $387,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 910 12th Ave NW in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2013)
Most Recent ClaimJul 2013 · Severe Storms, Flooding, Landslides, Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 910 12th Ave NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HICKORY
serves 71,393 people · EPA ID NC0118010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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