91 Winemack St, Oak Bluffs, MA 02557 Property Records

Dukes County and Oak Bluffs Town property record for 91 Winemack St, Oak Bluffs, MA 02557

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,979 sqft · built 2019
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$600,000 (Apr 2018)
Tax Bill	$10,365 (2025)
Deeds & Mortgages	Sep 2021 Refinance Dec 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`OAKB M:0001 B:0030 L:000`

Property Details

APN / Parcel Number

Primary APN	`OAKB M:0001 B:0030 L:000`
Alternative APN	`33`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,979 sqft Living Area

Exterior

Year Built	Built 2019
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,000 sqft (0.459 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	33
Street Address	91 WINEMACK ST
City	OAK BLUFFS
State	MA
Zip	02557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:30 DIST:221 CITY/MUNI/TWP:OAK BLUFFS
Legal Block	30
Jurisdiction	OAK BLUFFS MA
Township / Civil Division	OAK BLUFFS
Census Block Group	1
Census Block	1030
Census Tract	200200

Owner

91 Winemack St is owned by an individual who acquired it in December 2019.

Source: Dukes County and Oak Bluffs Town records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	62 STATE RD, NORTH DARTMOUTH, MA 02747-2920
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MILESTONE MTG SOLUTIO
Dec 24, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance QUICKEN LOANS INC
Apr 2, 2018	Quit Claim Deed, Transfer BRISTOL COUNTY SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Prior Sale	Apr 2, 2018 · Amount on File
Deed Document Number	1464-509
Deed Book / Page	1464 / 509
Last Transfer Date	Dec 24, 2019
Transfer Doc	1515-1024
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAK BLUFFS MA
Property Address	91 WINEMACK ST, OAK BLUFFS, MA 02557
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001593-719
Date	Sep 3, 2021
Book Page	1593/719
Instrument	7162

Lender

Name	MILESTONE MTG SOLUTIO

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Dec 24, 2019
Property Address	91 WINEMACK ST, OAK BLUFFS, MA 02557-7335
Document Number	1515-1024
Book / Page	1515 / 1024
Instrument Date	Dec 19, 2019
Instrument	7628
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	62 STATE RD, DARTMOUTH, MA 02747-2920

Mortgage

Document Number	1515-1027
Date	Dec 24, 2019
Book Page	1515/1027
Instrument	7629

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2051

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAK BLUFFS MA
Recording Date	Apr 2, 2018
Property Address	91 WINEMACK ST, OAK BLUFFS, MA 02557-7335
Document Number	1464-509
Book / Page	1464 / 509
Instrument	1821
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Tax	$30.16
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 WINEMACK ST, OAK BLUFFS, MA 02557

Mortgage

Document Number	14640514
Date	Apr 2, 2018
Instrument	01464/0514

Lender

Name	BRISTOL COUNTY SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 91 Winemack St was $10,365, down 1.4% from the year before.

Source: Dukes County and Oak Bluffs Town assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Massachusetts
County	Dukes County
County Subdivision	Oak Bluffs Town
Elementary School District	Oak Bluffs School District (PK - 08)
Secondary School District	Martha's Vineyard School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$10,365.00 (-1.37%)	$2,052,500 (+2.14%) Land $861,300 Building $1,191,200
2024	$10,509.00 (+21.2%)	$2,009,400 (+22.36%) Land $828,800 Building $1,180,600
2023	$8,671.00	$1,642,200 Land $805,300 Building $836,900

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 91 Winemack St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Nearby Flood Policies	29 in force
Nearby Flood Claims	18 (1991–2018)
Most Recent Claim	Mar 2018 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims Coastal Storm, Oct 1991 · 4 claims Hurricane Bob, Aug 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 Winemack St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK BLUFFS WATER DISTRICT serves 24,000 people · EPA ID MA4221000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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