Jamestown Town property record for 91 Watson Ave, Jamestown, RI 02835
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,878 sqft · built 1960 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $326,000 (Sep 2003) |
| Tax Bill | $9,077 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Mar 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | JAME M:8 L:642 |
| Primary APN | JAME M:8 L:642 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,878 sqft Living Area |
| Gross Area | 7,756 sqft |
| 1st Floor Area | 1,885 sqft |
| Basement Area | 1,261 sqft |
| Unfinished Basement | 1,261 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,829 sqft (0.57 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 7094200 |
|---|---|
| Street Address | 91 WATSON AVE |
| City | JAMESTOWN |
| State | RI |
| Zip | 02835-1056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 642 |
| Jurisdiction | JAMESTOWN RI |
| Township / Civil Division | JAMESTOWN |
| Census Block Group | 4 |
| Census Block | 4058 |
| Census Tract | 41300 |
91 Watson Ave is owned and occupied by two individuals who bought it in September 2003.
Source: Jamestown Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 WATSON AVE, JAMESTOWN, RI 02835-1056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Mar 7, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance GUILD MORTGAGE CO |
| Apr 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance RESIDENTIAL MORTGAGE SERVICES |
| May 15, 2017 | Deed of Trust, Mortgage · ARM RESIDENTIAL MTG SVCS |
| Dec 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2003 · Amount on File |
| Deed Sale | Sep 15, 2003 · Amount on File |
| Prior Sale | Jul 30, 1997 · Amount on File |
| Deed Book / Page | 499 / 51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMESTOWN RI |
| Property Address | 91 WATSON AVE, JAMESTOWN, RI 02835-1056 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001032-43 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 1032/43 |
| Instrument | 20230000063881 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Mar 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMESTOWN RI |
| Property Address | 91 WATSON AVE, JAMESTOWN, RI 02835-1056 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001015-259 |
|---|---|
| Date | Mar 7, 2022 |
| Book Page | 1015/259 |
| Instrument | 62323 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMESTOWN RI |
| Property Address | 91 WATSON AVE, JAMESTOWN, RI 02835-1056 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 991-258 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 991/258 |
| Instrument | 60335 |
| Name | RESIDENTIAL MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMESTOWN RI |
| Property Address | 91 WATSON AVE, JAMESTOWN, RI 02835-1056 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 894-211 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 894/211 |
| Instrument | 52629 |
| Name | RESIDENTIAL MTG SVCS |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JAMESTOWN RI |
| Property Address | 91 WATSON AVE, JAMESTOWN, RI 02835-1056 |
| Document Number | 911-273 |
| Book / Page | 000911 / 000273 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 91 WATSON AVE JAMESTOWN RI 028351056, JAMESTOWN, RI 02835-1056 |
| Document Number | 911-273 |
|---|---|
| Date | Dec 12, 2017 |
| Book Page | 000911/000273 |
| Instrument | 53872 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2047 |
The 2025 property tax bill for 91 Watson Ave was $9,077.
Source: Jamestown Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Jamestown Town |
| Elementary School District | Jamestown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,077.00 | $1,609,400 Land $630,300 Building $979,100 | $2,100,514 |
| 2023 | $7,285.00 (+2.79%) | $1,043,700 (-) Land $478,800 Building $564,900 | |
| 2022 | $7,087.00 | $1,043,700 Land $478,800 Building $564,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Watson Ave in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 25 individual policies |
| Nearby Flood Policies | 73 units insured incl. 48 condo units |
| Nearby Flood Claims | 11 (1978–2022) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Feb 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Watson Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 88% of Rhode Island |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAMESTOWN WATER DEPARTMENT serves 3,348 people · EPA ID RI1858419 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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