Henderson County property record for 91 Waterside Trl, Gerton, NC 28735
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,010 sqft · built 2023 |
| Lot Size | 2.29 acres (99,752 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $2,780 (2025) |
| Deeds & Mortgages | Apr 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10061400785755 |
| Primary APN | 10061400785755 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,010 sqft Heated Area |
| 1st Floor Area | 1,500 sqft |
| Basement Area | 510 sqft |
| Finished Basement | 510 sqft |
| Unfinished Basement | 510 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Lot Area | 99,752 sqft (2.29 acres) |
| Porch | Patio |
| Deck Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 9957501 |
|---|---|
| Street Address | 91 WATERSIDE TRL |
| City | GERTON |
| State | NC |
| Zip | 28735-0120 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 9957501~R3 |
| Legal Description | #02 WATERSIDE PARK PL1996-2191 |
| Legal Subdivision | WATERSIDE PARK (3852) |
| Legal Lot Number | 7857 |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | EDNEYVILLE |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 930100 |
91 Waterside Trl, a single family home, is owned by a company.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 91 WATERSIDE TRL, GERTON, NC 28735-0120 |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Apr 27, 2026 |
| Property Address | 91 WATERSIDE TRL, GERTON, NC 28735-0120 |
| Document Number | 0001048283 |
| Book / Page | 4429 / 538 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 20261048283 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Tenant |
| Address | 91 WATERSIDE TRL, GERTON, NC 28735-0120 |
The 2025 property tax bill for 91 Waterside Trl was $2,780.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $504,700 (-) Land $84,200 Building $420,500 | ||
| 2025 | $2,780.00 | $504,700 Land $84,200 Building $420,500 | |
| 2023 | $152,700 Land $84,200 Building $68,500 | $504,700 Land $84,200 Building $420,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Waterside Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 12 (1978–2024) |
| Claims Outside the SFHA | 6 of 12 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Waterside Trl is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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