91 Waterfall Rd, Ashford, CT 06278 Property Records

Ashford Town property record for 91 Waterfall Rd, Ashford, CT 06278

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,707 sqft · built 1953
Lot Size	8.54 acres (372,002 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Dec 2022)
Tax Bill	$7,981 (2026)
Deeds & Mortgages	Feb 2024 Refinance Dec 2022 Sale & Mortgage
APN	`ASHF M:12 B:C L:19`

Property Details

APN / Parcel Number

Primary APN	`ASHF M:12 B:C L:19`
Alternative APNs	`AFRD M:12 B:C L:19` `00127000` `127000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,707 sqft Living Area
Gross Area	3,612 sqft
Basement Area	1,252 sqft
Unfinished Basement	927 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	372,002 sqft (8.54 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	127000
Street Address	91 WATERFALL RD
City	ASHFORD
State	CT
Zip	06278-2332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	C
Legal Lot Number	19
Jurisdiction	ASHFORD CT
Township / Civil Division	ASHFORD
Census Block Group	1
Census Block	1032
Census Tract	830100

Owner

Source: Ashford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	91 WATERFALL RD, ASHFORD, CT 06278-2332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance 360 FCU
Dec 9, 2022	Executor's Deed, Transfer · Stand-Alone First Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2022 · Amount on Record
Deed Sale	Dec 9, 2022 · Amount on Record
Deed Document Number	2022624
Deed Book / Page	207 / 798
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFORD CT
Property Address	91 WATERFALL RD, ASHFORD, CT 06278-2332
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000210-727
Date	Feb 2, 2024
Book Page	210/727
Instrument	2024-32

Lender

Name	360 FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2039

December 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ASHFORD CT
Recording Date	Dec 9, 2022
Property Address	91 WATERFALL RD, ASHFORD, CT 06278-2332
Document Number	000207-798
Book / Page	207 / 798
Instrument Date	Dec 5, 2022
Instrument	2022-624
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 EDGEWOOD ST, STAFFORD, CT 06075

Mortgage

Document Number	0002022625
Date	Dec 9, 2022
Instrument	2022-625

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ashford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ashford Town
Secondary School District	Regional School District 19 (09 - 12)
Elementary School District	Ashford School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,981.00 (+2.62%)	$287,070 (+34.28%) Land $57,610 Building $229,460	$351,963 (+135.2%)
2025	$7,777.00	$213,780 (+10.33%) Land $57,610 Building $156,170	$149,646 Land $40,327 Building $109,319
2024	$7,777.00 (+21.29%)
2023	$6,412.00 (+2.54%)	$193,760 (-) Land $37,590 Building $156,170
2022	$6,253.00	$193,760 Land $37,590 Building $156,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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