91 Walker Ave, Front Royal, VA 22630 Property Records

Warren County property record for 91 Walker Ave, Front Royal, VA 22630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,640 sqft · built 1989
Lot Size	0.479 acres (20,865 sqft)
Owner	Company Name on Record
Tax Bill	$3,686 (2026)
Deeds & Mortgages	Dec 2023 Reverse Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20/A1/55/A/3`

Property Details

APN / Parcel Number

Primary APN	`20/A1/55/A/3`
Alternative APN	`25776`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,640 sqft Living Area
Gross Area	5,471 sqft
1st Floor Area	1,688 sqft
Basement Area	1,546 sqft
Finished Basement	1,546 sqft
Unfinished Basement	206 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,865 sqft (0.479 acres)
Terrain	Rolling
Garage Area	380 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	379 sqft
Deck Area	224 sqft
Patio Area	517 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	25776
Old Parcel Number	20A155 A 3
Street Address	91 WALKER AVE
City	FRONT ROYAL
State	VA
Zip	22630-4556
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L3 BA LAKEVIEW PROPERTIES SECTION 1
Legal Subdivision	HAPPY CREEK-TOWN
Jurisdiction	WARREN VA
Township / Civil Division	HAPPY CREEK
Census Block Group	2
Census Block	2029
Census Tract	20601

Owner

Source: Warren County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	91 WALKER AVE, FRONT ROYAL, VA 22630-4556
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Reverse Mortgage MUTUAL OF OMAHA MORTGAGE INC
Dec 12, 2022	Deed of Distribution, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 12, 2022	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 8, 2022
Transfer Doc	0000007024
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN VA
Property Address	91 WALKER AVE, FRONT ROYAL, VA 22630-4556
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 WALKER AVE, FRONT ROYAL, VA 22630-4556

Mortgage

Document Number	0230005376
Date	Dec 20, 2023
Instrument	230005376

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	814 Months
Due	Oct 28, 2091

Interest

Rate Type	Adjustable Rate
Rate	7.2%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.2%

December 2022: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	WARREN VA
Recording Date	Dec 12, 2022
Property Address	91 WALKER AVE, FRONT ROYAL, VA 22630-4556
Document Number	0220007022
Map Reference	MB 410 PG 523
Instrument Date	Dec 8, 2022
Instrument	220007022
Transaction Type	Transfer
Record Updated	Feb 13, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 WALKER AVE, FRONT ROYAL, VA 22630-4556

Mortgage

Document Number	0220007023
Date	Dec 12, 2022
Instrument	220007023

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

December 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WARREN VA
Recording Date	Dec 12, 2022
Property Address	91 WALKER AVE, FRONT ROYAL, VA 22630-4556
Document Number	0220007024
Map Reference	MB 410 PG 523
Instrument Date	Dec 8, 2022
Instrument	220007024
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	91 WALKER AVE, FRONT ROYAL, VA 22630-4556

Tax Assessment & Valuation

Source: Warren County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Warren County
Municipality	Front Royal Town
Unified School District	Warren County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,686.00 (+18.79%)	$647,880 (-) Land $74,100 Building $573,780
2025	$3,103.00 (+13.66%)	$647,880 (+16.27%) Land $74,100 Building $573,780	$647,880 (+16.27%) Land $74,100 Building $573,780
2024	$2,730.00	$557,200 (-) Land $92,000 Building $465,200	$557,200 (-) Land $92,000 Building $465,200
2023		$557,200 Land $92,000 Building $465,200	$557,200 Land $92,000 Building $465,200
2022	$2,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	19 (1996–2025)
Claims Outside the SFHA	5 of 19
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims Flooding, High Winds, And Wind Driven Rain, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FRONT ROYAL serves 15,000 people · EPA ID VA2187406
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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