91 W Winter St, Delaware, OH 43015 Property Records

Delaware County property record for 91 W Winter St, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,880 sqft · built 1867
Lot Size	0.301 acres (13,116 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Sep 2015)
Tax Bill	$9,435 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Mar 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`519-432-27-002-000`

Property Details

APN / Parcel Number

Primary APN	`519-432-27-002-000`
Alternative APN	`143336.00`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,880 sqft Living Area
Gross Area	3,600 sqft
1st Floor Area	1,440 sqft
Upper Floors Area	1,440 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	13,116 sqft (0.301 acres)
Lot Dimensions	158 ft deep x 83 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	158 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	91 W WINTER ST
City	DELAWARE
State	OH
Zip	43015-1909
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 34PT,51PT
Legal Subdivision	DELAWARE
Legal Lot Number	34
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE CITY
Census Block Group	2
Census Block	2018
Census Tract	10100

Owner

91 W Winter St is owned and occupied by two individuals who bought it in September 2015.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	91 W WINTER ST, DELAWARE, OH 43015-1909
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 24, 2026	Transfer on Death Deed, Transfer
Mar 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2015 · Amount on File
Deed Sale	Sep 18, 2015 · Amount on File
Prior Sale	Mar 25, 2014 · Amount on File
Deed Document Number	201527043
Deed Book / Page	1377 / 574
Prior Transfer Date	Feb 16, 2010
Prior Transfer Doc	0000006318
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	91 W WINTER ST, DELAWARE, OH 43015-1909
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 W WINTER ST, DELAWARE, OH 43015-1909

Mortgage

Document Number	0000026977
Date	Dec 19, 2023
Book Page	2068/775
Instrument	202300026977

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OH
Recording Date	Mar 24, 2026
Property Address	91 W WINTER ST, DELAWARE, OH 43015-1909
Document Number	0000007342
Instrument Date	Feb 10, 2026
Instrument	202600007342
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	91 W WINTER ST, DELAWARE, OH 43015-1909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005815
Date	Mar 7, 2018
Instrument	2018-00005815

Lender

Name	HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 91 W Winter St was $9,435, up 5.4% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,435.00 (+5.36%)	$189,640 (-) Land $27,130 Building $162,510	$541,800 Land $77,500 Building $464,300
2024	$8,955.00 (-0.19%) Homeowner's exemption	$189,640 (-) Land $27,130 Building $162,510
2023	$8,972.00 Homeowner's exemption	$189,640 Land $27,130 Building $162,510	$541,800 Land $77,500 Building $464,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 91 W Winter St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1980–2023)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 W Winter St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELAWARE CITY PWS serves 43,895 people · EPA ID OH2100311
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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