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  5. W Mountain Rd

91 W Mountain Rd, Bernardston, MA 01337 Property Records

Franklin County and Bernardston Town property record for 91 W Mountain Rd, Bernardston, MA 01337

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,956 sqft · built 1900
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$160,000 (Sep 2025)
Tax Bill$4,178 (2025)
Deeds & MortgagesSep 2025 Sale & Construction Loan
Mar 2020 Refinance
APN290020000100132

Property Details

APN / Parcel Number

Primary APN290020000100132
Alternative APN
  • BERN M:0020 B:0001 L:00132

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,956 sqft Living Area
Gross Area4,449 sqft
1st Floor Area2,296 sqft
Basement Area880 sqft
Unfinished Basement880 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1988
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeStone
Roof TypeGable
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number290020000100132
Street Address91 W MOUNTAIN RD
CityBERNARDSTON
StateMA
Zip01337-9466
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block1
Legal Lot Number132
JurisdictionBERNARDSTON MA
Township / Civil DivisionBERNARDSTON
Census Block Group1
Census Block1057
Census Tract40200

Owner

Source: Franklin County and Bernardston Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address47 W CHESTNUT HILL RD, MONTAGUE, MA 01351-9586
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Quit Claim Deed, Construction Loan · Construction Mortgage
PINNACLE FINANCIAL SERVICES LLC
Mar 3, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 30, 2025 · Amount on Record
Deed SaleSep 30, 2025 · Amount on Record
Prior SaleAug 31, 2016 · Amount on Record
Deed Book / Page8543 / 110
Record UpdatedOct 29, 2026

September 2025: Quit Claim Deed, Construction Loan

Document TypeQuit Claim Deed
JurisdictionBERNARDSTON MA
Recording DateSep 30, 2025
Property Address91 W MOUNTAIN RD, BERNARDSTON, MA 01337-9466
Document Number008543-110
Book / Page8543 / 110
Instrument DateSep 30, 2025
Instrument8864
Transaction TypeConstruction Loan
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address47 W CHESTNUT HILL RD, MONTAGUE, MA 01351-9586
InvestorPossibly a Property Investor

Mortgage

Document Number0000008865
DateSep 30, 2025
Instrument8865
Lender
NamePINNACLE FINANCIAL SERVICES LLC
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERNARDSTON MA
Property Address91 W MOUNTAIN RD, BERNARDSTON, MA 01337-9466
Transaction TypeMortgage
Record UpdatedJun 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number7506-254
DateMar 3, 2020
Book Page7506/254
Instrument2174
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

Tax Assessment & Valuation

Source: Franklin County and Bernardston Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyFranklin County
County SubdivisionBernardston Town
Unified School DistrictPioneer Valley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,178.00 (-4.63%)$292,800 (+6.86%) Land $68,900 Building $223,900$495,624 (+83.89%)
2024$269,515
2023$4,381.00$274,000 Land $62,400 Building $211,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2011–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimDec 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERNARDSTON FIRE WATER DIST
serves 1,471 people · EPA ID MA1029000
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Jun 2016
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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