91 W Doughty St, Dunkirk, NY 14048 Property Records

Chautauqua County and Dunkirk City property record for 91 W Doughty St, Dunkirk, NY 14048

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,753 sqft · built 1933
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Dec 2025)
Tax Bill	$1,830 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2018 Mortgage
APN	`060300 79.20-8-86`

Property Details

APN / Parcel Number

Primary APN	`060300 79.20-8-86`
Alternative APNs	`03000790200008086000` `030037530`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,753 sqft Living Area
1st Floor Area	1,012 sqft
Upper Floors Area	741 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	440 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	030037530
Street Address	91 W DOUGHTY ST
City	DUNKIRK
State	NY
Zip	14048-3030
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50 X 120 RES; OLD APN: 060300 35-8-1
Legal Block	8
Legal Lot Number	86.000
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	DUNKIRK
Census Block Group	3
Census Block	3025
Census Tract	35400

Owner

91 W Doughty St is owned and occupied by an individual who bought it in December 2025.

Source: Chautauqua County and Dunkirk City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	222 TOWNSEND ST, DUNKIRK, NY 14048-2946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage WESTERN DIVISION FCU
Dec 11, 2018	Deed of Trust, Mortgage · Balloon Mortgage LAKE SHORE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2025 · Amount on File
Deed Sale	Dec 2, 2025 · Amount on File
Prior Sale	May 27, 1999 · Amount on File
Deed Document Number	20257753
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	91 W DOUGHTY ST, DUNKIRK, NY 14048-3030
Transaction Type	Mortgage
Record Updated	Dec 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2025004022
Date	Dec 2, 2025
Instrument	MT2025004022

Lender

Name	WESTERN DIVISION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAUTAUQUA NY
Property Address	91 W DOUGHTY ST, DUNKIRK, NY 14048-3030
Transaction Type	Mortgage
Record Updated	Jan 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT2018004640
Date	Dec 11, 2018
Instrument	MT2018004640

Lender

Name	LAKE SHORE SAVINGS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 91 W Doughty St was $1,830 with a homeowner's exemption, up 3.3% from the year before.

Source: Chautauqua County and Dunkirk City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
Municipality	Dunkirk City
Unified School District	Dunkirk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,830.00 (+3.33%) Homeowner's exemption
2025	$1,771.00	$44,000 Land $2,800 Building $41,200	$100,000 Land $6,364 Building $93,636
2023		$44,000 (-) Land $2,800 Building $41,200	$80,000 (+14.55%) Land $5,091 Building $74,909
2022	Homeowner's exemption	$44,000 Land $2,800 Building $41,200	$69,841 Land $4,444 Building $65,397

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 91 W Doughty St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 91 W Doughty St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNKIRK CITY serves 12,743 people · EPA ID NY0600360
Water Source	Surface water
Last State Inspection	Jul 2022
Lead	10 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: DFT Local Service, Verizon.

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