91 Vine St, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 91 Vine St, Saugus, MA 01906

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,140 sqft · built 1940
Lot Size	0.225 acres (9,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$330,000 (Nov 2017)
Tax Bill	$7,032 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:007-D B:0005 L:0032`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:007-D B:0005 L:0032`
Alternative APNs	`M:007=D B:0005 L:0032` `6788008`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,140 sqft Living Area
Gross Area	3,746 sqft
1st Floor Area	804 sqft
Basement Area	1,480 sqft
Unfinished Basement	1,480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,818 sqft (0.225 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	6788008
Street Address	91 VINE ST
City	SAUGUS
State	MA
Zip	01906-3433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NA
Legal Subdivision	MARY TOBIN
Legal Block	5
Legal Lot Number	32
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	3
Census Block	3022
Census Tract	208200

Owner

Source: Essex County and Saugus Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 FELTON CT, SAUGUS, MA 01906-4210
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · ARM NORTH SHORE BANK
Aug 2, 2023	Quit Claim Deed, Transfer Quitclaim
Nov 17, 2017	Quit Claim Deed, Transfer NORTH SHORE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2017 · Amount on Record
Deed Sale	Nov 17, 2017 · Amount on Record
Deed Book / Page	36343 / 206
Last Transfer Date	Aug 2, 2023
Transfer Doc	041695-109
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	91 VINE ST, SAUGUS, MA 01906-3433
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041709-444
Date	Aug 11, 2023
Book Page	41709/444
Instrument	20230811003100

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Sep 1, 2028
Index	1-Year CMT

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Aug 2, 2023
Property Address	91 VINE ST, SAUGUS, MA 01906-3433
Document Number	041695-109
Book / Page	41695 / 109
Instrument Date	Aug 2, 2023
Instrument	20230802001420
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 FELTON CT, SAUGUS, MA 01906-4210

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAUGUS MA
Recording Date	Nov 17, 2017
Property Address	91 VINE ST, SAUGUS, MA 01906-3433
Document Number	36343-206
Book / Page	36343 / 206
Instrument	171117007680
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.39
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 VINE ST, SAUGUS, MA 01906-3433

Mortgage

Document Number	363430208
Date	Nov 17, 2017
Instrument	36343/0208

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 17, 2047

Tax Assessment & Valuation

Source: Essex County and Saugus Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,032.00 (+31.34%)	$658,400 (+30.97%) Land $296,400 Building $362,000	$645,050
2024	$5,354.00 (+0.81%)	$502,700 (+6.57%) Land $269,500 Building $233,200
2023	$5,311.00	$471,700 Land $244,400 Building $227,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1991–2008)
Claims Outside the SFHA	2 of 9
Most Recent Claim	Dec 2008 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims Extreme Weather Conditons And Flooding, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAUGUS WATER DEPT. (MWRA) serves 27,844 people · EPA ID MA3262000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netafy.

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