91 Vern Ln, Buffalo, NY 14227 Property Records

Erie County and Cheektowaga Town property record for 91 Vern Ln, Buffalo, NY 14227

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,193 sqft · built 1959
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,000 (May 2020)
Tax Bill	$7,596 (2026)
Deeds & Mortgages	May 2020 Sale & Mortgage Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`143089 113.34-1-2`

Property Details

APN / Parcel Number

Primary APN	`143089 113.34-1-2`
Alternative APNs	`30891133400001002000` `038 0206000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,193 sqft Living Area
1st Floor Area	1,193 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	229 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	038 0206000
Street Address	91 VERN LN
City	BUFFALO
State	NY
Zip	14227-1339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 1950 SL 83
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	1
Legal Lot Number	2.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	3
Census Block	3004
Census Tract	10902

Owner

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	91 VERN LN, BUFFALO, NY 14227-1339
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Warranty Deed, Transfer · Conventional with PMI SEFCU
Jul 2, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Jul 2, 2018 · Amount on Record
Deed Document Number	202075906
Deed Book / Page	11359 / 9571
Record Updated	Oct 29, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	May 4, 2020
Property Address	91 VERN LN, BUFFALO, NY 14227-1339
Document Number	0113599571
Book / Page	011359 / 009571
Instrument Date	Apr 24, 2020
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$166.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	62 RAINTREE IS #10 TONAWANDA NY 141502763, 10, TONAWANDA, NY 14150-2763

Mortgage

Document Number	139383994
Date	May 4, 2020
Book Page	013938/003994

Lender

Name	SEFCU
Type	Credit Union
Address	ALBANY, NY 12206

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Jul 2, 2018
Property Address	91 VERN LN, BUFFALO, NY 14227-1339
Document Number	0113313196
Book / Page	11331 / 3196
Instrument Date	Jun 14, 2018
Instrument	2018130222
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount Recorded
Tax	$1,399.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4818 MILESTRIP RD, 4818, BLASDELL, NY 14219-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	91 VERN LN, CHEEKTOWAGA, NY 14227-1339

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,596.00 (+116.6%)
2025	$3,507.00 (-42.98%)	$202,000 (-) Land $22,100 Building $179,900	$269,333 (+6.67%) Land $29,467 Building $239,866
2024	$6,151.00	$202,000 (-) Land $22,100 Building $179,900	$252,500 (+13.75%) Land $27,625 Building $224,875
2023		$202,000 Land $22,100 Building $179,900	$221,978 Land $24,286 Building $197,692

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1979–1980)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 476 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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