Erie County and Lackawanna City property record for 91 Verel Ave, Buffalo, NY 14218
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,488 sqft · built 1930 |
| Lot Size | 0.232 acres (10,080 sqft) |
| Owner | Company Name on File |
| Last Sale | $230,000 (Sep 2025) |
| Tax Bill | $1,749 (2026) |
| Deeds & Mortgages | Sep 2025 Sale & Line of Credit May 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 140900 142.71-3-22.1 |
| Primary APN | 140900 142.71-3-22.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 816 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,080 sqft (0.232 acres) |
| Lot Dimensions | 120 ft deep x 83.6 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5717 |
|---|---|
| Street Address | 91 VEREL AVE |
| City | BUFFALO |
| State | NY |
| Zip | 14218-3113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MR |
| Legal Description | SL 23 & 24 VEREL TR BLK B MC 1421 E7-53&54Z 83.62X 120W |
| Legal Subdivision | BUFFALO CREEK RESERVATION |
| Legal Block | 3 |
| Legal Lot Number | 22.100 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LACKAWANNA |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 16200 |
91 Verel Ave is owned by a company that bought it in September 2025 and is owner-occupied.
Source: Erie County and Lackawanna City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1580 GENESEE ST, BUFFALO, NY 14211-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Sep 12, 2025 | Warranty Deed, Transfer · Line of Credit DOMINION FINANCIAL SERVICES LLC |
| May 10, 2019 | Loan Modification, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2025 · Amount on File |
| Deed Sale | Sep 12, 2025 · Amount on File |
| Prior Sale | Apr 14, 2025 · Amount on File |
| Deed Document Number | 2025167023 |
| Deed Book / Page | 11450 / 5068 |
| Prior Transfer Date | Sep 28, 2004 |
| Prior Transfer Doc | 0000000853 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Sep 12, 2025 |
| Property Address | 91 VEREL AVE, BUFFALO, NY 14218-3113 |
| Document Number | 0114505068 |
| Book / Page | 11450 / 5068 |
| Instrument Date | Aug 11, 2025 |
| Instrument | 2025167023 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2025 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $920.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 960 CENTER RD, WEST SENECA, NY 14224-2332 |
| Name | Verified Name |
|---|---|
| Address | 1580 GENESEE ST, BUFFALO, NY 14211-1635 |
| Document Number | 0141739302 |
|---|---|
| Date | Sep 12, 2025 |
| Book Page | 14173/9302 |
| Instrument | 2025167024 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | BALTIMORE, MD 21202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 91 VEREL AVE, BUFFALO, NY 14218-3113 |
| Document Number | 0139038285 |
| Instrument Date | May 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 91 VEREL AVE LACKAWANNA NY 142183113, LACKAWANNA, NY 14218-3113 |
| Document Number | 0139038285 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 013903/008285 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | DENVER, CO 80249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Jul 22, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
The 2026 property tax bill for 91 Verel Ave was $1,749 with exemptions applied.
Source: Erie County and Lackawanna City assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| Municipality | Lackawanna City |
| Unified School District | Lackawanna City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,749.00 Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $94,000 (-) Land $12,600 Building $81,400 | $146,875 (+18.73%) Land $19,687 Building $127,188 | |
| 2024 | Homeowner's exemption Senior Citizen's exemption | $94,000 (-) Land $12,600 Building $81,400 | $123,700 (+3.95%) Land $16,581 Building $107,119 |
| 2023 | Homeowner's exemption Senior Citizen's exemption | $94,000 (-) Land $12,600 Building $81,400 | $119,000 (+13.98%) Land $15,951 Building $103,049 |
| 2022 | $94,000 Land $12,600 Building $81,400 | $104,400 Land $13,994 Building $90,406 | |
| 2021 | $620.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 91 Verel Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (1978–1979) |
| Most Recent Claim | Aug 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Verel Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 89% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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