Passaic County and Ringwood Borough property record for 91 Upper Lakeview Ave, Ringwood, NJ 07456
| Property Type | Single Family Home |
|---|---|
| Details | 2,410 sqft · built 1955 |
| Lot Size | 0.131 acres (5,724 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $435,000 (Dec 2019) |
| Tax Bill | $16,840 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00838-0000-00033 |
| Primary APN | 11-00838-0000-00033 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,410 sqft Living Area |
| 1st Floor Area | 2,410 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 5,724 sqft (0.131 acres) |
| Lot Dimensions | 106 ft deep x 54 ft wide |
| Street Address | 91 UPPER LAKEVIEW AVE |
|---|---|
| City | RINGWOOD |
| State | NJ |
| Zip | 07456-2810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | ERSKINE LAKES DEV |
| Legal Block | 838 |
| Legal Lot Number | 33 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | RINGWOOD |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 216701 |
91 Upper Lakeview Ave is owned and occupied by two individuals who bought it in December 2019.
Source: Passaic County and Ringwood Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 91 UPPER LAKEVIEW AVE, RINGWOOD, NJ 07456-2810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 19, 2019 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2019 · Amount on File |
| Deed Sale | Dec 19, 2019 · Amount on File |
| Prior Sale | Mar 30, 2007 · Amount on File |
| Deed Document Number | 201959318 |
| Deed Book / Page | 3716 / 202 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 91 UPPER LAKEVIEW AVE, RINGWOOD, NJ 07456-2810 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | MAIN STREET TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000037810 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | M16341/1 |
| Instrument | 2020037810 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Dec 19, 2019 |
| Property Address | 91 UPPER LAKEVIEW AVE, RINGWOOD, NJ 07456-2810 |
| Document Number | 0000059318 |
| Book / Page | D3716 / 0202 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 2019059318 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | BELMONT TTL & SETMNT SVCS LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,522.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 91 UPPER LAKEVIEW AVE, RINGWOOD, NJ 07456-2810 |
| Document Number | 0000059319 |
|---|---|
| Date | Dec 19, 2019 |
| Book Page | M15901/0064 |
| Instrument | 2019059319 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 91 Upper Lakeview Ave was $16,840, up 2.3% from the year before.
Source: Passaic County and Ringwood Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Ringwood Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Ringwood Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $395,400 (-) Land $196,300 Building $199,100 | $395,400 (-) Land $196,300 Building $199,100 | |
| 2025 | $16,840.00 (+2.3%) | $395,400 Land $196,300 Building $199,100 | $395,400 Land $196,300 Building $199,100 |
| 2024 | $16,461.00 | ||
| 2023 | $395,400 Land $196,300 Building $199,100 | $395,400 Land $196,300 Building $199,100 | |
| 2022 | $15,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 91 Upper Lakeview Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 91 Upper Lakeview Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGWOOD WATER DEPARTMENT serves 9,327 people · EPA ID NJ1611002 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Jun 2022 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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