Bergen County and Lodi Borough property record for 91 Union St, Lodi, NJ 07644
| Property Type | Vacant Land |
|---|---|
| Details | 1,254 sqft · built 1835 |
| Lot Size | 0.72 acres (31,363 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,775,000 (May 2025) |
| Tax Bill | $43,538 (2025) |
| Deeds & Mortgages | Jul 2025 Construction Loan May 2025 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31 00089-01-00019 |
| Primary APN | 31 00089-01-00019 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,254 sqft Total Area |
| Year Built | Built 1835 |
|---|---|
| Effective Year Built | Effective 1835 |
| Construction Type | Frame |
| Lot Area | 31,363 sqft (0.72 acres) |
| Account Number | 179400 |
|---|---|
| Street Address | 91 UNION ST |
| City | LODI |
| State | NJ |
| Zip | 07644-3259 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | .72 AC |
| Legal Subdivision | BOROUGH/LODI |
| Legal Block | 89.1 |
| Legal Lot Number | 19.1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30402 |
Source: Bergen County and Lodi Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 88 UNION ST, ST ,LODI, NJ 07614 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jul 23, 2025 | Deed of Trust, Mortgage · Construction Mortgage VALLEY NATIONAL BANK NA |
| May 5, 2025 | Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Nov 21, 2024 | Intrafamily Transfer, Transfer |
| Sep 21, 2023 | Deed, Transfer FORESCENE TITLE AGCY LLC, FORESCENE TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 5, 2025 · Amount on Record |
| Deed Sale | May 5, 2025 · Amount on Record |
| Prior Sale | Sep 21, 2023 · Amount on Record |
| Deed Document Number | 202531682 |
| Deed Book / Page | 5495 / 1681 |
| Prior Transfer Date | Nov 7, 2024 |
| Prior Transfer Doc | 0053700262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 91 UNION ST, LODI, NJ 07644-3259 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | PRESTIGE TITLE AGENCY INC |
| Name | Verified Name |
|---|---|
| Address | 4 CHAMBERLAIN CT, MILLSTONE TOWNSHIP, NJ 08535-8545 |
| Document Number | 0055561708 |
|---|---|
| Date | Jul 23, 2025 |
| Book Page | 5556/1708 |
| Instrument | 2025050018 |
| Name | VALLEY NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | MORRISTOWN, NJ 07960 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 5, 2025 |
| Property Address | 91 UNION ST, LODI, NJ 07644-3259 |
| Document Number | 0054951681 |
| Book / Page | 5495 / 1681 |
| Instrument Date | May 5, 2025 |
| Instrument | 2025031682 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $31,052.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 SYLVAN AVE STE 205, 205, ENGLEWOOD CLIFFS, NJ 07632-2541 |
| Name | Verified Name |
|---|---|
| Address | 81 UNION ST # 91, 91, LODI, NJ 07644-3259 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 21, 2024 |
| Property Address | 91 UNION ST, LODI, NJ 07644-3259 |
| Document Number | 0053700262 |
| Book / Page | 5370 / 262 |
| Instrument Date | Nov 5, 2024 |
| Instrument | 2024069914 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 120 SYLVAN AVE STE 205, 205, ENGLEWD CLFS, NJ 07632-2541 |
| Name | Verified Name |
|---|---|
| Address | 120 SYLVAN AVE STE 205, 205, ENGLEWD CLFS, NJ 07632-2541 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 21, 2023 |
| Property Address | 91 UNION ST, LODI, NJ 07644-3259 |
| Document Number | 0050871025 |
| Book / Page | 5087 / 1025 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023062145 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | FORESCENE TITLE AGCY LLC, FORESCENE TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $21,232.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113876 GREENVIEW DRIVE, RIVIERA BEACH, FL 33418 |
| Name | Verified Name |
|---|---|
| Address | 120 SYLVAN AVE STE 205, 205, ENGLEWOOD CLIFFS, NJ 07632-2541 |
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $949,800 (-22.77%) Land $949,800 | $949,800 (-22.77%) Land $949,800 | |
| 2025 | $43,538.00 (+13.94%) | $1,229,900 (+7.89%) Land $842,200 Building $387,700 | $1,229,900 (+7.89%) Land $842,200 Building $387,700 |
| 2024 | $38,212.00 (+2.32%) | ||
| 2023 | $37,346.00 (+0.37%) | $1,140,000 (-) Land $752,300 Building $387,700 | $1,140,000 (-) Land $752,300 Building $387,700 |
| 2022 | $37,209.00 (-1.24%) | $1,140,000 Land $752,300 Building $387,700 | $1,140,000 Land $752,300 Building $387,700 |
| 2021 | $37,677.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 21 (1999–2021) |
| Claims Outside the SFHA | 2 of 21 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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