Oswego County and West Monroe Town property record for 91 Toad Harbor Rd, West Monroe, NY 13167
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,100 sqft · built 1988 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $105,000 (Sep 2022) |
| Tax Bill | $4,714 (2026) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 356000 308.00-02-45 |
| Primary APN | 356000 308.00-02-45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| 1st Floor Area | 1,100 sqft |
| Upper Floors Area | 1,125 sqft |
| Basement Area | 1,500 sqft |
| Finished Basement | 1,500 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | A-Frame |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 80,150 sqft (1.84 acres) |
| Lot Dimensions | 337 ft deep x 133 ft wide |
| Porch | Slab |
| Porch Area | 180 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 91 TOAD HARBOR RD |
|---|---|
| City | WEST MONROE |
| State | NY |
| Zip | 13167-3237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WH |
| Legal Subdivision | SCRIBAS PATENT |
| Legal Block | 2 |
| Legal Lot Number | 45.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | WEST MONROE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20704 |
Source: Oswego County and West Monroe Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 91 TOAD HARBOR RD, WEST MONROE, NY 13167-3237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2022 · Amount on Record |
| Deed Sale | Sep 2, 2022 · Amount on Record |
| Prior Sale | Feb 23, 2005 · Amount on Record |
| Deed Document Number | 20229618 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Sep 2, 2022 |
| Property Address | 91 TOAD HARBOR RD, WEST MONROE, NY 13167-3237 |
| Document Number | 0000009618 |
| Instrument Date | Aug 9, 2022 |
| Instrument | R-2022-009618 |
| Transaction Type | Transfer |
| Record Updated | Feb 26, 2024 |
| Title Company | CNY ABSTRACT AND TITLE SERVICES INC, CNY ABSTRACT & TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $420.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 91 TOAD HARBOR RD, WEST MONROE, NY 13167-3237 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1045 COUNTY ROUTE 37, CENTRAL SQUARE, NY 13036-2129 |
| Document Number | 0000009619 |
|---|---|
| Date | Sep 2, 2022 |
| Instrument | R-2022-009619 |
| Name | FULTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
Source: Oswego County and West Monroe Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | West Monroe Town |
| Unified School District | Central Square Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,714.00 (-0.28%) | ||
| 2025 | $4,727.00 | $156,600 (+16%) Land $20,900 Building $135,700 | $156,600 (+16%) Land $20,900 Building $135,700 |
| 2023 | $135,000 Land $18,000 Building $117,000 | $135,000 Land $18,000 Building $117,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Windstream.
5G (outdoors only) and 4G LTE
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